Agents’ Concerns

• December 2018
• 

I am happy to respond with the following inquiries:

• Does the agent/agency model of insurance distribution have a future in the age of online transactions? Will more people purchase and service their own policies online as arms-length transactions, thus eliminating the need for us middlemen?

• Will telematics-enabled pay-as-you-go auto insurance replace the standard single-premium policy as we go into the future?

Thank you for soliciting my response. I know many agents who are both curious and deeply concerned about these developments.

Robert Humphreys

Licensed Sales Producer

Allstate

Roanoke, Va.