AM Best Research & Commentary
COVID-19 Impacts Cyber, Auto
AM Best says insurers should reassess their stress scenarios for cyber and notes that declining losses have offset declining premiums for auto insurers.
- September 2020
A selection of recent industry research:
Special Report: Understanding Country Risk Evaluation in Best's Credit Ratings
Insurers that effectively manage country risk can achieve ratings higher than the sovereign of their domicile.
August 10, 2020 - 9 Pages
Special Report: Interest Rates: Different Impact Severity, Different Strategies
L/A insurers have taken a number of actions to de-risk their product portfolios, including exiting, re-pricing, or de-emphasizing certain business lines.
August 4, 2020 - 14 Pages
Market Segment Report: Commercial Market Dislocation Could Provide New Opportunities for Captives to Fill the Void
The rated U.S. captives continue to outperform their commercial market peers, amid new opportunities.
July 29, 2020 - 16 Pages
Special Report: Net Capital Charge Tables for ACIS/CIRT Reinsurance Transactions (July 2020 Update)
AM Best releases 3rd semiannual ACIS/CIRT Net Capital Charge tables.
July 27, 2020 - 9 Pages
Market Segment Report: Cyber Insurance: Profitability Less Certain as New Risks Emerge
With COVID-19 potentially compounding cyberrisk, insurers should be reconsidering their stress scenarios.
July 21, 2020 - 12 Pages
Market Segment Report: Personal Auto Stuck in Neutral as Fewer Claims Offset Premium Losses
COVID-19 has curtailed travel, improving profitability and lowering loss frequency for personal auto insurers.
July 16, 2020 - 11 Pages
Market Segment Outlook: Chile Insurance
Our Negative outlook for Chile's insurance industry is based on negative market dynamics, which have been exacerbated by COVID-19; adverse regulatory changes; and potentially costlier debt financing.
July 14, 2020 - 4 Pages
Market Segment Outlook: Germany Non-Life
Growth in Germany's non-life insurance market is expected to be subdued in 2020 due to the COVID-19-driven economic decline.
July 9, 2020 - 7 Pages
Market Segment Report: Multiple Threats Flank the Florida Property Insurance Market
The market is facing a number of challenges: hurricanes, social inflation, reinsurance spikes ... and now a pandemic.
July 6, 2020 - 15 Pages
Market Segment Report: US Commercial Auto Writers: Profitability Remains Elusive
The segment continues to face numerous challenges, although the pandemic may give it some much-needed breathing room with regard to frequency and severity.
June 30, 2020 - 12 Pages
AM Best Commentary
Commentary: Insurance Capital Raising – Bolstering Existing Firms or Funding Start-Ups?
There are significant hurdles for new companies looking to establish themselves quickly to take advantage of beneficial conditions.
July 14, 2020 - 4 Pages
Best's Insurance News & Analysis subscribers can download PDF copies of all Best's Special Reports, Best's Commentaries and Best's Market Segment Reports along with supporting spreadsheet data at www.ambest.com.