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Top Auto Writers
Ranked by 2019 direct premiums written.Special Section sponsored by LexisNexis.
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Top 25 U.S. Commercial Auto Writers
Ranked by 2019 direct premiums written.
($ Thousands)
2019
Rank |
2018
Rank |
Company / Group |
AMB# |
2019 direct
premiums
written |
% Change in
Premiums |
Market Share (%) |
Adjusted Loss Ratios |
% of
Company
Premiums |
2019 |
2018 |
2017 |
2019 |
2018 |
2017 |
1 |
1 |
Progressive Ins Group |
000780 |
$5,578,099 |
26.6 |
12.3 |
10.8 |
8.8 |
62.3 |
59.5 |
63.8 |
14.2 |
2 |
2 |
Travelers Group |
018674 |
2,798,420 |
9.1 |
6.2 |
6.3 |
6.3 |
70.9 |
73.9 |
65.4 |
10.0 |
3 |
3 |
Liberty Mutual Ins Cos |
000060 |
1,888,126 |
5.0 |
4.2 |
4.4 |
4.8 |
89.1 |
79.4 |
93.0 |
5.3 |
4 |
4 |
Nationwide Group |
005987 |
1,673,431 |
2.4 |
3.7 |
4.0 |
4.6 |
74.1 |
72.8 |
78.3 |
9.1 |
5 |
6 |
Old Republic Ins Group |
000734 |
1,613,672 |
12.1 |
3.6 |
3.5 |
3.5 |
73.9 |
66.8 |
69.7 |
35.6 |
6 |
5 |
Berkshire Hathaway Ins |
000811 |
1,568,586 |
3.6 |
3.5 |
3.7 |
3.3 |
69.0 |
61.4 |
57.7 |
3.4 |
7 |
7 |
Zurich Ins US PC Group |
018549 |
1,426,525 |
3.9 |
3.1 |
3.4 |
4.7 |
69.3 |
79.7 |
79.6 |
11.1 |
8 |
8 |
Auto-Owners Ins Group |
004354 |
1,129,050 |
11.6 |
2.5 |
2.5 |
2.4 |
64.4 |
65.9 |
64.4 |
12.6 |
9 |
10 |
Chubb INA Group |
018498 |
967,252 |
30.5 |
2.1 |
1.8 |
2.3 |
58.2 |
80.0 |
61.4 |
4.1 |
10 |
18 |
Allstate Ins Group |
000008 |
917,778 |
53.3 |
2.0 |
1.5 |
1.0 |
69.0 |
77.3 |
61.9 |
2.6 |
11 |
14 |
State Farm Group |
000088 |
859,963 |
27.9 |
1.9 |
1.7 |
1.6 |
76.7 |
75.7 |
75.7 |
1.3 |
12 |
13 |
Hartford Ins Group |
000048 |
775,900 |
13.9 |
1.7 |
1.7 |
1.7 |
69.0 |
57.3 |
71.0 |
6.1 |
13 |
9 |
Tokio Marine US PC Group |
018733 |
771,450 |
1.1 |
1.7 |
1.9 |
2.0 |
67.0 |
67.0 |
62.6 |
8.8 |
14 |
15 |
Great Amer P & C Ins Group |
004835 |
749,686 |
11.8 |
1.7 |
1.7 |
1.7 |
60.8 |
62.9 |
63.3 |
11.7 |
15 |
12 |
Cincinnati Ins Cos |
004294 |
736,698 |
7.7 |
1.6 |
1.7 |
1.8 |
59.2 |
64.4 |
69.2 |
13.9 |
16 |
17 |
W. R. Berkley Ins Group |
018252 |
715,052 |
15.9 |
1.6 |
1.5 |
1.5 |
59.5 |
60.6 |
60.8 |
11.3 |
17 |
16 |
Amer Intl Group |
018540 |
679,094 |
5.3 |
1.5 |
1.6 |
1.9 |
105.1 |
94.5 |
100.7 |
4.8 |
18 |
20 |
Fairfax Financial (USA) Group |
003116 |
651,061 |
16.5 |
1.4 |
1.4 |
1.2 |
65.0 |
67.7 |
62.8 |
9.3 |
19 |
19 |
Erie Ins Group |
004283 |
635,743 |
11.7 |
1.4 |
1.4 |
1.4 |
76.9 |
71.2 |
62.3 |
8.5 |
20 |
22 |
Farmers Ins Group |
000032 |
629,699 |
21.8 |
1.4 |
1.3 |
1.0 |
65.6 |
66.4 |
68.1 |
3.1 |
21 |
21 |
Selective Ins Group |
003926 |
609,752 |
12.8 |
1.3 |
1.3 |
1.4 |
66.3 |
74.7 |
70.0 |
19.8 |
22 |
23 |
Sentry Ins Group |
000086 |
557,248 |
13.9 |
1.2 |
1.2 |
1.2 |
66.8 |
79.4 |
74.0 |
21.6 |
23 |
28 |
CNA Ins Cos |
018313 |
512,642 |
22.5 |
1.1 |
1.0 |
1.0 |
58.8 |
66.4 |
51.2 |
4.6 |
24 |
25 |
EMC Ins Cos |
000346 |
504,732 |
12.3 |
1.1 |
1.1 |
1.2 |
58.2 |
68.2 |
73.9 |
27.9 |
25 |
27 |
Acuity, A Mutual Ins Co |
000468 |
503,343 |
20.3 |
1.1 |
1.0 |
1.0 |
59.9 |
59.7 |
65.6 |
30.4 |
|
|
Top 25 Writers |
|
$29,453,002 |
12.7 |
64.9 |
64.2 |
64.6 |
69.1 |
70.2 |
70.9 |
6.9 |
|
|
Total U.S. P/C Industry |
|
$45,400,720 |
11.5 |
100.0 |
100.0 |
100.0 |
69.6 |
69.1 |
70.2 |
6.4 |
Reflects Grand Total (includes Canada and U.S. Territories).
Source: — State/Line (P/C Lines) - P/C, US; Data as of: July 17, 2020
Top 25 U.S. Auto Liability Writers
Ranked by 2019 direct premiums written.
($ Thousands)
2019
Rank |
2018
Rank |
Company / Group |
AMB# |
2019 direct
premiums
written |
% Change in
Premiums |
Market Share (%) |
Adjusted Loss Ratios |
% of
Company
Premiums |
2019 |
2018 |
2017 |
2019 |
2018 |
2017 |
1 |
1 |
State Farm Group |
000088 |
$24,862,636 |
-2.9 |
13.4 |
14.3 |
15.4 |
57.4 |
62.4 |
68.5 |
37.9 |
2 |
3 |
Progressive Ins Group |
000780 |
24,423,916 |
16.6 |
13.1 |
11.7 |
10.3 |
61.5 |
60.6 |
62.3 |
62.3 |
3 |
2 |
Berkshire Hathaway Ins |
000811 |
22,458,293 |
4.4 |
12.1 |
12.0 |
11.4 |
77.0 |
73.2 |
78.6 |
48.7 |
4 |
4 |
Allstate Ins Group |
000008 |
14,361,143 |
4.8 |
7.7 |
7.7 |
7.8 |
61.7 |
59.8 |
62.2 |
41.0 |
5 |
6 |
USAA Group |
004080 |
8,541,318 |
3.9 |
4.6 |
4.6 |
4.5 |
87.9 |
85.1 |
86.0 |
36.4 |
6 |
5 |
Liberty Mutual Ins Cos |
000060 |
8,295,991 |
0.4 |
4.5 |
4.6 |
4.9 |
72.8 |
70.9 |
76.1 |
23.3 |
7 |
7 |
Farmers Ins Group |
000032 |
7,012,207 |
2.8 |
3.8 |
3.8 |
4.0 |
62.4 |
63.5 |
65.1 |
34.0 |
8 |
9 |
Travelers Group |
018674 |
5,169,295 |
5.4 |
2.8 |
2.7 |
2.7 |
65.6 |
66.1 |
67.1 |
18.5 |
9 |
8 |
Nationwide Group |
005987 |
4,888,155 |
-5.5 |
2.6 |
2.9 |
3.4 |
62.3 |
62.4 |
71.9 |
26.5 |
10 |
10 |
Amer Family Ins Group |
000124 |
3,678,138 |
-0.1 |
2.0 |
2.1 |
2.0 |
67.3 |
70.6 |
72.0 |
31.9 |
11 |
11 |
Auto-Owners Ins Group |
004354 |
2,703,460 |
9.9 |
1.5 |
1.4 |
1.3 |
67.0 |
65.9 |
77.9 |
30.2 |
12 |
12 |
Kemper PC Companies |
018908 |
2,454,467 |
10.2 |
1.3 |
1.2 |
1.1 |
61.8 |
64.6 |
67.1 |
61.2 |
13 |
14 |
Erie Ins Group |
004283 |
2,232,509 |
4.6 |
1.2 |
1.2 |
1.2 |
75.0 |
73.7 |
68.3 |
29.8 |
14 |
13 |
Natl Gen Companies |
018863 |
2,192,331 |
0.0 |
1.2 |
1.2 |
1.2 |
73.2 |
65.4 |
75.4 |
43.8 |
15 |
16 |
Auto Club Enterprises Ins Group |
018515 |
2,043,320 |
6.6 |
1.1 |
1.1 |
1.0 |
74.6 |
74.5 |
74.2 |
45.2 |
16 |
15 |
Hartford Ins Group |
000048 |
1,953,408 |
1.4 |
1.1 |
1.1 |
1.2 |
66.4 |
65.5 |
72.4 |
15.4 |
17 |
17 |
Mercury Gen Group |
004524 |
1,822,865 |
6.2 |
1.0 |
1.0 |
1.0 |
62.7 |
68.6 |
62.2 |
48.8 |
18 |
18 |
CSAA Ins Group |
018460 |
1,659,589 |
-0.7 |
0.9 |
0.9 |
0.9 |
63.2 |
66.3 |
70.5 |
40.5 |
19 |
19 |
MetLife Auto & Home Group |
003933 |
1,455,660 |
0.5 |
0.8 |
0.8 |
0.8 |
69.2 |
62.2 |
63.9 |
37.8 |
20 |
20 |
Auto Club Group |
000312 |
1,285,612 |
3.3 |
0.7 |
0.7 |
0.7 |
62.0 |
99.2 |
122.6 |
45.0 |
21 |
21 |
Sentry Ins Group |
000086 |
1,277,681 |
8.3 |
0.7 |
0.7 |
0.6 |
64.2 |
67.2 |
64.8 |
49.4 |
22 |
25 |
Chubb INA Group |
018498 |
1,237,234 |
25.6 |
0.7 |
0.6 |
0.6 |
60.3 |
76.3 |
60.9 |
5.3 |
23 |
24 |
Old Republic Ins Group |
000734 |
1,157,440 |
15.1 |
0.6 |
0.6 |
0.5 |
78.5 |
70.0 |
72.2 |
25.5 |
24 |
23 |
Zurich Ins US PC Group |
018549 |
1,066,154 |
1.7 |
0.6 |
0.6 |
0.8 |
68.4 |
79.9 |
65.7 |
8.3 |
25 |
26 |
Hanover Ins Group Prop & Cas Cos |
004861 |
991,650 |
4.4 |
0.5 |
0.5 |
0.5 |
73.8 |
73.7 |
66.9 |
19.5 |
|
|
Top 25 Writers |
|
$149,224,472 |
4.3 |
80.1 |
79.9 |
79.9 |
66.7 |
67.0 |
70.6 |
34.7 |
|
|
Total U.S. P/C Industry |
|
$186,211,146 |
4.0 |
100.0 |
100.0 |
100.0 |
67.5 |
67.5 |
70.8 |
26.1 |
Reflects Grand Total (includes Canada and U.S. Territories).
Source: — State/Line (P/C Lines) - P/C, US; Data as of: July 17, 2020
Top 25 U.S. Auto Physical Damage Writers
Ranked by 2019 direct premiums written.
($ Thousands)
2019 Rank |
2018 Rank |
Company / Group |
AMB# |
2019 direct premiums written |
% Change in Premiums |
Market Share (%) |
Adjusted Loss Ratios |
% of Company Premiums |
2019 |
2018 |
2017 |
2019 |
2018 |
2017 |
1 |
1 |
State Farm Group |
000088 |
$16,876,109 |
-0.9 |
14.9 |
15.7 |
16.5 |
68.8 |
63.4 |
69.5 |
25.7 |
2 |
2 |
Berkshire Hathaway Ins |
000811 |
14,002,296 |
7.0 |
12.4 |
12.1 |
11.7 |
66.1 |
65.5 |
73.0 |
30.4 |
3 |
3 |
Progressive Ins Group |
000780 |
12,179,955 |
15.8 |
10.8 |
9.7 |
8.7 |
63.2 |
62.6 |
65.5 |
31.1 |
4 |
4 |
Allstate Ins Group |
000008 |
10,183,378 |
6.5 |
9.0 |
8.8 |
8.8 |
53.9 |
52.8 |
55.7 |
29.1 |
5 |
5 |
USAA Group |
004080 |
6,689,881 |
7.1 |
5.9 |
5.8 |
5.7 |
74.5 |
76.2 |
79.5 |
28.5 |
6 |
6 |
Liberty Mutual Ins Cos |
000060 |
5,293,945 |
-0.3 |
4.7 |
4.9 |
5.2 |
56.0 |
53.7 |
62.0 |
14.9 |
7 |
7 |
Farmers Ins Group |
000032 |
4,150,834 |
-0.9 |
3.7 |
3.9 |
4.0 |
60.9 |
57.7 |
66.4 |
20.1 |
8 |
8 |
Nationwide Group |
005987 |
3,030,864 |
-4.9 |
2.7 |
2.9 |
3.4 |
59.0 |
58.8 |
62.8 |
16.4 |
9 |
9 |
Travelers Group |
018674 |
2,532,159 |
7.3 |
2.2 |
2.2 |
2.2 |
60.5 |
61.6 |
64.2 |
9.0 |
10 |
10 |
Amer Family Ins Group |
000124 |
2,352,869 |
-0.1 |
2.1 |
2.2 |
2.2 |
63.5 |
68.5 |
68.6 |
20.4 |
11 |
11 |
Erie Ins Group |
004283 |
1,787,512 |
8.1 |
1.6 |
1.5 |
1.5 |
72.2 |
71.1 |
68.8 |
23.9 |
12 |
12 |
Auto-Owners Ins Group |
004354 |
1,741,315 |
10.3 |
1.5 |
1.5 |
1.3 |
65.4 |
66.0 |
66.3 |
19.4 |
13 |
13 |
Auto Club Enterprises Ins Group |
018515 |
1,577,857 |
6.8 |
1.4 |
1.4 |
1.3 |
60.7 |
62.4 |
71.3 |
34.9 |
14 |
14 |
CSAA Ins Group |
018460 |
1,331,669 |
-0.1 |
1.2 |
1.2 |
1.2 |
57.8 |
59.6 |
60.9 |
32.5 |
15 |
15 |
Natl Gen Companies |
018863 |
1,314,003 |
2.0 |
1.2 |
1.2 |
1.2 |
53.6 |
54.8 |
56.9 |
26.2 |
16 |
17 |
Kemper PC Companies |
018908 |
1,196,151 |
9.3 |
1.1 |
1.0 |
1.0 |
60.1 |
57.5 |
64.9 |
29.8 |
17 |
16 |
Mercury Gen Group |
004524 |
1,184,390 |
2.2 |
1.1 |
1.1 |
1.0 |
59.9 |
60.6 |
65.4 |
31.7 |
18 |
18 |
MetLife Auto & Home Group |
003933 |
1,093,012 |
2.0 |
1.0 |
1.0 |
1.0 |
55.5 |
53.3 |
58.5 |
28.4 |
19 |
19 |
Hartford Ins Group |
000048 |
850,789 |
-1.8 |
0.8 |
0.8 |
0.9 |
56.1 |
59.7 |
62.3 |
6.7 |
20 |
21 |
Auto Club Group |
000312 |
783,945 |
0.0 |
0.7 |
0.7 |
0.7 |
65.2 |
62.8 |
62.2 |
27.5 |
21 |
20 |
MAPFRE North America Group |
018801 |
737,917 |
-7.4 |
0.7 |
0.7 |
0.8 |
56.5 |
61.0 |
61.6 |
29.4 |
22 |
22 |
Hanover Ins Group Prop & Cas Cos |
004861 |
642,820 |
4.0 |
0.6 |
0.6 |
0.6 |
58.6 |
58.4 |
56.2 |
12.6 |
23 |
25 |
COUNTRY Financial PC Group |
000302 |
539,847 |
6.1 |
0.5 |
0.5 |
0.5 |
64.6 |
63.7 |
62.5 |
20.5 |
24 |
24 |
Chubb INA Group |
018498 |
537,743 |
-0.9 |
0.5 |
0.5 |
0.5 |
55.9 |
56.7 |
68.3 |
2.3 |
25 |
23 |
Amica Mutual Group |
018522 |
505,830 |
-8.0 |
0.5 |
0.5 |
0.5 |
61.9 |
66.2 |
76.7 |
21.7 |
|
|
Top 25 Writers |
|
$93,117,090 |
4.4 |
82.4 |
82.3 |
82.3 |
63.3 |
62.0 |
66.8 |
22.3 |
|
|
Total U.S. P/C Industry |
|
$113,048,674 |
4.4 |
100.0 |
100.0 |
100.0 |
62.6 |
61.7 |
66.5 |
15.9 |
Reflects Grand Total (includes Canada and U.S. Territories).
Source: — State/Line (P/C Lines) - P/C, US; Data as of: July 17, 2020
Top 25 U.S. Private Passenger Auto Writers
Ranked by 2019 direct premiums written.
($ Thousands)
2019 Rank |
2018 Rank |
Company / Group |
AMB# |
2019 direct premiums written |
% Change in Premiums |
Market Share (%) |
Adjusted Loss Ratios |
% of Company Premiums |
2019 |
2018 |
2017 |
2019 |
2018 |
2017 |
1 |
1 |
State Farm Group |
000088 |
$40,878,781 |
-2.6 |
16.1 |
17.0 |
18.1 |
61.8 |
62.6 |
68.8 |
62.3 |
2 |
2 |
Berkshire Hathaway Ins |
000811 |
34,892,004 |
5.5 |
13.7 |
13.4 |
12.8 |
73.0 |
70.7 |
77.1 |
75.7 |
3 |
3 |
Progressive Ins Group |
000780 |
31,025,772 |
14.7 |
12.2 |
11.0 |
9.8 |
62.1 |
61.5 |
63.3 |
79.1 |
4 |
4 |
Allstate Ins Group |
000008 |
23,626,743 |
4.3 |
9.3 |
9.2 |
9.3 |
58.1 |
56.4 |
59.5 |
67.5 |
5 |
5 |
USAA Group |
004080 |
15,231,169 |
5.3 |
6.0 |
5.9 |
5.7 |
82.0 |
81.3 |
83.2 |
64.9 |
6 |
6 |
Liberty Mutual Ins Cos |
000060 |
11,701,811 |
-0.6 |
4.6 |
4.8 |
5.0 |
62.6 |
61.8 |
67.2 |
32.9 |
7 |
7 |
Farmers Ins Group |
000032 |
10,533,343 |
0.4 |
4.2 |
4.3 |
4.5 |
61.6 |
61.1 |
65.5 |
51.0 |
8 |
8 |
Nationwide Group |
005987 |
6,245,588 |
-7.2 |
2.5 |
2.7 |
3.2 |
57.7 |
58.2 |
66.2 |
33.9 |
9 |
9 |
Amer Family Ins Group |
000124 |
5,776,711 |
-0.4 |
2.3 |
2.4 |
2.3 |
64.9 |
69.6 |
70.7 |
50.2 |
10 |
10 |
Travelers Group |
018674 |
4,903,033 |
4.4 |
1.9 |
1.9 |
1.9 |
60.0 |
59.7 |
66.6 |
17.5 |
11 |
11 |
Auto Club Enterprises Ins Group |
018515 |
3,621,178 |
6.7 |
1.4 |
1.4 |
1.3 |
68.6 |
69.2 |
72.9 |
80.2 |
12 |
12 |
Erie Ins Group |
004283 |
3,384,278 |
5.1 |
1.3 |
1.3 |
1.3 |
73.2 |
72.8 |
69.5 |
45.2 |
13 |
14 |
Kemper PC Companies |
018908 |
3,379,883 |
9.6 |
1.3 |
1.3 |
1.1 |
61.6 |
62.1 |
65.8 |
84.3 |
14 |
15 |
Auto-Owners Ins Group |
004354 |
3,315,724 |
9.6 |
1.3 |
1.2 |
1.1 |
67.1 |
66.0 |
76.4 |
37.0 |
15 |
13 |
Natl Gen Companies |
018863 |
3,151,375 |
1.3 |
1.2 |
1.3 |
1.2 |
64.3 |
61.2 |
69.7 |
62.9 |
16 |
16 |
CSAA Ins Group |
018460 |
2,991,258 |
-0.4 |
1.2 |
1.2 |
1.2 |
60.8 |
63.3 |
66.2 |
72.9 |
17 |
17 |
Mercury Gen Group |
004524 |
2,790,376 |
4.2 |
1.1 |
1.1 |
1.1 |
61.1 |
64.8 |
62.5 |
74.7 |
18 |
18 |
MetLife Auto & Home Group |
003933 |
2,467,219 |
-0.4 |
1.0 |
1.0 |
1.0 |
62.5 |
57.8 |
61.5 |
64.0 |
19 |
20 |
Auto Club Group |
000312 |
2,051,891 |
1.9 |
0.8 |
0.8 |
0.8 |
62.7 |
85.2 |
99.3 |
71.9 |
20 |
19 |
Hartford Ins Group |
000048 |
2,028,297 |
-3.9 |
0.8 |
0.9 |
1.0 |
61.2 |
65.5 |
68.7 |
16.0 |
21 |
21 |
MAPFRE North America Group |
018801 |
1,514,528 |
-8.7 |
0.6 |
0.7 |
0.7 |
65.0 |
67.0 |
69.8 |
60.4 |
22 |
23 |
Hanover Ins Group Prop & Cas Cos |
004861 |
1,277,114 |
6.1 |
0.5 |
0.5 |
0.5 |
68.7 |
67.7 |
64.6 |
25.1 |
23 |
22 |
Amica Mutual Group |
018522 |
1,255,493 |
-8.0 |
0.5 |
0.6 |
0.6 |
66.6 |
69.9 |
75.4 |
53.8 |
24 |
24 |
COUNTRY Financial PC Group |
000302 |
1,213,236 |
4.6 |
0.5 |
0.5 |
0.5 |
70.5 |
68.1 |
66.7 |
46.1 |
25 |
27 |
Sentry Ins Group |
000086 |
1,119,010 |
6.1 |
0.4 |
0.4 |
0.4 |
58.7 |
58.9 |
60.1 |
43.3 |
|
|
Top 25 Writers |
|
$220,375,815 |
3.3 |
86.8 |
86.5 |
86.4 |
65.0 |
64.8 |
69.2 |
55.6 |
|
|
Total U.S. P/C Industry |
|
$253,859,101 |
2.9 |
100.0 |
100.0 |
100.0 |
65.0 |
64.7 |
69.0 |
35.6 |
Reflects Grand Total (includes Canada and U.S. Territories).
Source: — State/Line (P/C Lines) - P/C, US; Data as of: July 17, 2020
Top 25 U.S. Total Auto Writers
Ranked by 2019 direct premiums written.
($ Thousands)
2019
Rank |
2018
Rank |
Company / Group |
AMB# |
2019 direct
premiums
written |
% Change in
Premiums |
Market Share (%) |
Adjusted Loss Ratios |
% of
Company
Premiums |
2019 |
2018 |
2017 |
2019 |
2018 |
2017 |
1 |
1 |
State Farm Group |
000088 |
$41,738,744 |
-2.1 |
14.0 |
14.8 |
15.9 |
62.0 |
62.8 |
68.9 |
63.6 |
2 |
3 |
Progressive Ins Group |
000780 |
36,603,871 |
16.3 |
12.2 |
11.0 |
9.7 |
62.1 |
61.3 |
63.4 |
93.3 |
3 |
2 |
Berkshire Hathaway Ins |
000811 |
36,460,590 |
5.4 |
12.2 |
12.0 |
11.5 |
72.8 |
70.3 |
76.4 |
79.1 |
4 |
4 |
Allstate Ins Group |
000008 |
24,544,521 |
5.5 |
8.2 |
8.1 |
8.2 |
58.5 |
56.9 |
59.6 |
70.1 |
5 |
5 |
USAA Group |
004080 |
15,231,199 |
5.3 |
5.1 |
5.0 |
4.9 |
82.0 |
81.3 |
83.2 |
64.9 |
6 |
6 |
Liberty Mutual Ins Cos |
000060 |
13,589,936 |
0.1 |
4.5 |
4.7 |
5.0 |
66.2 |
64.1 |
70.5 |
38.2 |
7 |
7 |
Farmers Ins Group |
000032 |
11,163,042 |
1.4 |
3.7 |
3.8 |
4.0 |
61.8 |
61.3 |
65.6 |
54.1 |
8 |
8 |
Nationwide Group |
005987 |
7,919,019 |
-5.3 |
2.7 |
2.9 |
3.4 |
61.1 |
61.1 |
68.4 |
42.9 |
9 |
9 |
Travelers Group |
018674 |
7,701,453 |
6.0 |
2.6 |
2.5 |
2.5 |
63.9 |
64.6 |
66.2 |
27.5 |
10 |
10 |
Amer Family Ins Group |
000124 |
6,031,006 |
-0.1 |
2.0 |
2.1 |
2.1 |
65.8 |
69.8 |
70.7 |
52.4 |
11 |
11 |
Auto-Owners Ins Group |
004354 |
4,444,775 |
10.1 |
1.5 |
1.4 |
1.3 |
66.4 |
65.9 |
73.3 |
49.6 |
12 |
12 |
Erie Ins Group |
004283 |
4,020,021 |
6.1 |
1.3 |
1.3 |
1.3 |
73.8 |
72.6 |
68.5 |
53.7 |
13 |
15 |
Kemper PC Companies |
018908 |
3,650,618 |
9.9 |
1.2 |
1.2 |
1.1 |
61.2 |
62.3 |
66.4 |
91.1 |
14 |
14 |
Auto Club Enterprises Ins Group |
018515 |
3,621,178 |
6.7 |
1.2 |
1.2 |
1.1 |
68.6 |
69.2 |
72.9 |
80.2 |
15 |
13 |
Natl Gen Companies |
018863 |
3,506,334 |
0.7 |
1.2 |
1.2 |
1.2 |
65.9 |
61.5 |
68.6 |
70.0 |
16 |
17 |
Mercury Gen Group |
004524 |
3,007,254 |
4.6 |
1.0 |
1.0 |
1.0 |
61.6 |
65.4 |
63.5 |
80.6 |
17 |
16 |
CSAA Ins Group |
018460 |
2,991,258 |
-0.4 |
1.0 |
1.1 |
1.1 |
60.8 |
63.3 |
66.2 |
72.9 |
18 |
18 |
Hartford Ins Group |
000048 |
2,804,197 |
0.4 |
0.9 |
1.0 |
1.1 |
63.3 |
63.7 |
69.2 |
22.1 |
19 |
19 |
MetLife Auto & Home Group |
003933 |
2,548,672 |
1.2 |
0.9 |
0.9 |
0.9 |
63.3 |
58.4 |
61.6 |
66.2 |
20 |
20 |
Auto Club Group |
000312 |
2,069,557 |
2.0 |
0.7 |
0.7 |
0.7 |
63.2 |
85.1 |
99.1 |
72.5 |
21 |
24 |
Chubb INA Group |
018498 |
1,774,977 |
16.2 |
0.6 |
0.5 |
0.6 |
58.9 |
69.4 |
63.2 |
7.5 |
22 |
21 |
MAPFRE North America Group |
018801 |
1,704,449 |
-8.8 |
0.6 |
0.7 |
0.7 |
64.8 |
66.6 |
69.7 |
68.0 |
23 |
23 |
Sentry Ins Group |
000086 |
1,676,258 |
8.6 |
0.6 |
0.5 |
0.5 |
61.3 |
65.3 |
64.5 |
64.8 |
24 |
22 |
Hanover Ins Group Prop & Cas Cos |
004861 |
1,634,469 |
4.2 |
0.6 |
0.6 |
0.5 |
67.8 |
67.7 |
62.7 |
32.1 |
25 |
25 |
Old Republic Ins Group |
000734 |
1,613,672 |
12.1 |
0.5 |
0.5 |
0.5 |
73.9 |
66.8 |
69.7 |
35.6 |
|
|
Top 25 Writers |
|
$242,051,070 |
4.4 |
80.9 |
80.7 |
80.7 |
65.4 |
65.0 |
69.2 |
57.8 |
|
|
Total U.S. P/C Industry |
|
$299,259,821 |
4.1 |
100.0 |
100.0 |
100.0 |
65.7 |
65.3 |
69.2 |
42.0 |
Reflects Grand Total (includes Canada and U.S. Territories).
Source: — State/Line (P/C Lines) - P/C, US; Data as of: July 17, 2020
U.S. Total All Auto Lines – Top Writers by State, Canada and U.S. Territories – 2019
Ranked by 2019 direct premiums written.
($ Thousands)
State |
2019 Rank |
2018 Rank |
No of Cos |
Direct
Premiums Written |
% of Grand Total |
Premium % Change |
ALR1 |
DDCCE2 |
Market Share |
Leading Writer |
% Market Share |
Second Leader |
% Market Share |
Agency Writer3 |
Direct Writer4 |
AL |
24 |
24 |
582 |
$4,316,949 |
1.4 |
4.5 |
64.0 |
2.7 |
33.7 |
66.4 |
State Farm Group |
19.9 |
Alfa Ins Group |
11.9 |
AK |
49 |
49 |
360 |
585,804 |
0.2 |
5.2 |
61.2 |
2.4 |
21.7 |
78.3 |
State Farm Group |
25.7 |
Berkshire Hathaway Ins |
17.1 |
AZ |
15 |
15 |
637 |
6,273,480 |
2.1 |
6.0 |
65.4 |
1.9 |
36.3 |
63.7 |
Berkshire Hathaway Ins |
14.7 |
State Farm Group |
13.5 |
AR |
32 |
31 |
551 |
2,539,568 |
0.8 |
2.6 |
61.1 |
1.7 |
33.4 |
66.6 |
State Farm Group |
19.7 |
Southern Farm Bureau Casualty Group |
11.5 |
CA |
1 |
1 |
600 |
36,451,881 |
12.2 |
6.3 |
66.5 |
3.5 |
37.3 |
62.7 |
State Farm Group |
11.2 |
Berkshire Hathaway Ins |
9.5 |
CO |
16 |
17 |
581 |
6,090,768 |
2.0 |
6.5 |
69.4 |
2.3 |
32.7 |
67.3 |
State Farm Group |
15.3 |
Progressive Ins Group |
12.1 |
CT |
27 |
27 |
502 |
3,634,288 |
1.2 |
3.0 |
64.9 |
3.3 |
46.4 |
53.6 |
Berkshire Hathaway Ins |
16.4 |
Progressive Ins Group |
11.0 |
DE |
41 |
41 |
479 |
1,088,360 |
0.4 |
3.7 |
70.8 |
3.5 |
39.6 |
60.4 |
State Farm Group |
19.7 |
Berkshire Hathaway Ins |
16.7 |
DC |
52 |
52 |
406 |
450,968 |
0.2 |
6.4 |
63.4 |
1.9 |
29.5 |
70.5 |
Berkshire Hathaway Ins |
31.8 |
State Farm Group |
15.3 |
FL |
3 |
3 |
617 |
24,230,908 |
8.1 |
2.2 |
72.3 |
4.9 |
43.7 |
56.4 |
Berkshire Hathaway Ins |
22.8 |
Progressive Ins Group |
20.6 |
GA |
5 |
5 |
695 |
11,553,403 |
3.9 |
6.9 |
68.7 |
3.1 |
37.9 |
62.1 |
State Farm Group |
18.7 |
Progressive Ins Group |
13.6 |
HI |
45 |
45 |
294 |
931,548 |
0.3 |
2.9 |
60.7 |
1.9 |
30.9 |
69.1 |
Berkshire Hathaway Ins |
24.1 |
State Farm Group |
16.0 |
ID |
39 |
39 |
507 |
1,326,688 |
0.4 |
6.6 |
59.2 |
1.8 |
34.9 |
65.1 |
State Farm Group |
11.6 |
Progressive Ins Group |
10.8 |
IL |
9 |
9 |
689 |
9,769,224 |
3.3 |
3.9 |
64.1 |
3.1 |
38.7 |
61.3 |
State Farm Group |
23.9 |
Allstate Ins Group |
10.6 |
IN |
22 |
22 |
674 |
4,862,113 |
1.6 |
3.3 |
61.8 |
2.6 |
47.1 |
52.9 |
State Farm Group |
17.3 |
Progressive Ins Group |
12.3 |
IA |
35 |
35 |
580 |
2,341,156 |
0.8 |
3.5 |
62.4 |
2.0 |
59.2 |
40.8 |
Progressive Ins Group |
17.1 |
State Farm Group |
15.8 |
KS |
34 |
34 |
553 |
2,394,271 |
0.8 |
3.8 |
62.0 |
1.6 |
39.2 |
60.8 |
State Farm Group |
15.3 |
Progressive Ins Group |
12.4 |
KY |
26 |
26 |
591 |
3,748,080 |
1.3 |
2.5 |
63.3 |
2.4 |
35.9 |
64.1 |
State Farm Group |
18.9 |
KY Farm Bureau Group |
16.3 |
LA |
18 |
18 |
515 |
5,714,969 |
1.9 |
2.6 |
65.8 |
4.6 |
35.8 |
64.2 |
State Farm Group |
25.7 |
Progressive Ins Group |
16.0 |
ME |
44 |
44 |
420 |
952,050 |
0.3 |
3.2 |
60.6 |
1.5 |
52.7 |
47.3 |
Progressive Ins Group |
14.7 |
State Farm Group |
10.8 |
MD |
17 |
16 |
576 |
6,080,974 |
2.0 |
4.0 |
66.0 |
1.9 |
37.3 |
62.7 |
Berkshire Hathaway Ins |
22.6 |
State Farm Group |
15.6 |
MA |
14 |
13 |
406 |
6,605,423 |
2.2 |
4.1 |
62.0 |
1.7 |
69.7 |
30.3 |
MAPFRE North America Group |
20.6 |
Berkshire Hathaway Ins |
11.9 |
MI |
6 |
7 |
539 |
11,045,479 |
3.7 |
4.5 |
60.3 |
5.4 |
49.3 |
50.7 |
Progressive Ins Group |
16.6 |
State Farm Group |
14.8 |
MN |
23 |
23 |
550 |
4,601,457 |
1.5 |
4.3 |
64.7 |
2.2 |
45.8 |
54.2 |
State Farm Group |
19.4 |
Progressive Ins Group |
17.1 |
MS |
33 |
33 |
542 |
2,439,857 |
0.8 |
2.4 |
64.4 |
2.8 |
37.7 |
62.3 |
State Farm Group |
19.5 |
Progressive Ins Group |
12.6 |
MO |
21 |
21 |
627 |
5,043,177 |
1.7 |
4.6 |
64.8 |
2.0 |
33.5 |
66.5 |
State Farm Group |
17.8 |
Progressive Ins Group |
11.8 |
MT |
43 |
43 |
478 |
994,219 |
0.3 |
3.8 |
72.1 |
1.9 |
41.1 |
58.9 |
State Farm Group |
17.1 |
Progressive Ins Group |
14.0 |
NE |
37 |
37 |
537 |
1,670,031 |
0.6 |
3.7 |
68.2 |
1.5 |
48.9 |
51.1 |
State Farm Group |
16.3 |
Progressive Ins Group |
14.3 |
NV |
30 |
30 |
563 |
3,351,544 |
1.1 |
9.4 |
67.6 |
4.7 |
34.4 |
65.6 |
State Farm Group |
14.3 |
Berkshire Hathaway Ins |
14.2 |
NH |
42 |
42 |
442 |
1,068,700 |
0.4 |
3.9 |
59.0 |
1.3 |
45.6 |
54.4 |
Progressive Ins Group |
12.7 |
Berkshire Hathaway Ins |
12.6 |
NJ |
8 |
8 |
550 |
9,868,188 |
3.3 |
3.0 |
66.0 |
5.5 |
31.6 |
68.5 |
Berkshire Hathaway Ins |
19.2 |
Progressive Ins Group |
12.0 |
NM |
36 |
36 |
520 |
1,809,951 |
0.6 |
5.6 |
60.7 |
2.4 |
36.6 |
63.4 |
State Farm Group |
16.0 |
Progressive Ins Group |
14.8 |
NY |
4 |
4 |
589 |
17,072,463 |
5.7 |
2.4 |
69.9 |
5.9 |
38.8 |
61.2 |
Berkshire Hathaway Ins |
27.6 |
Allstate Ins Group |
12.1 |
NC |
11 |
11 |
574 |
7,710,144 |
2.6 |
4.8 |
68.3 |
1.3 |
48.9 |
51.1 |
State Farm Group |
12.3 |
Berkshire Hathaway Ins |
11.4 |
ND |
48 |
48 |
469 |
696,222 |
0.2 |
4.9 |
64.4 |
1.7 |
58.3 |
41.7 |
Progressive Ins Group |
15.9 |
State Farm Group |
9.5 |
OH |
10 |
10 |
690 |
8,264,058 |
2.8 |
2.6 |
59.1 |
2.0 |
55.2 |
44.8 |
Progressive Ins Group |
15.6 |
State Farm Group |
15.2 |
OK |
29 |
29 |
558 |
3,402,068 |
1.1 |
3.2 |
58.5 |
2.5 |
35.1 |
64.9 |
State Farm Group |
18.9 |
Progressive Ins Group |
12.4 |
OR |
28 |
28 |
563 |
3,618,119 |
1.2 |
2.9 |
61.8 |
2.7 |
34.7 |
65.3 |
State Farm Group |
16.5 |
Progressive Ins Group |
15.5 |
PA |
7 |
6 |
675 |
11,031,154 |
3.7 |
2.2 |
64.9 |
2.8 |
51.8 |
48.2 |
State Farm Group |
15.7 |
Erie Ins Group |
12.9 |
RI |
40 |
40 |
438 |
1,112,018 |
0.4 |
2.5 |
66.6 |
2.3 |
49.1 |
50.9 |
Progressive Ins Group |
22.9 |
Berkshire Hathaway Ins |
11.9 |
SC |
20 |
20 |
602 |
5,093,641 |
1.7 |
4.6 |
65.4 |
2.0 |
38.3 |
61.7 |
State Farm Group |
19.0 |
Berkshire Hathaway Ins |
12.9 |
SD |
46 |
46 |
477 |
745,056 |
0.2 |
5.5 |
61.8 |
1.2 |
55.1 |
44.9 |
State Farm Group |
14.4 |
Progressive Ins Group |
14.3 |
TN |
19 |
19 |
662 |
5,292,196 |
1.8 |
4.6 |
62.8 |
2.4 |
37.7 |
62.3 |
State Farm Group |
17.3 |
TN Farmers Ins Cos |
14.0 |
TX |
2 |
2 |
705 |
27,879,631 |
9.3 |
4.0 |
66.9 |
3.2 |
41.4 |
58.7 |
Progressive Ins Group |
13.9 |
State Farm Group |
12.2 |
UT |
31 |
32 |
559 |
2,611,683 |
0.9 |
6.2 |
66.5 |
2.2 |
41.8 |
58.2 |
State Farm Group |
12.2 |
Allstate Ins Group |
10.5 |
VT |
51 |
51 |
418 |
473,911 |
0.2 |
2.3 |
55.5 |
1.3 |
57.3 |
42.7 |
Progressive Ins Group |
17.6 |
Berkshire Hathaway Ins |
13.0 |
VA |
12 |
12 |
624 |
6,764,637 |
2.3 |
3.7 |
65.6 |
2.0 |
40.5 |
59.5 |
Berkshire Hathaway Ins |
17.6 |
State Farm Group |
13.1 |
WA |
13 |
14 |
582 |
6,611,394 |
2.2 |
5.8 |
63.5 |
2.9 |
35.6 |
64.4 |
State Farm Group |
13.6 |
Progressive Ins Group |
11.4 |
WV |
38 |
38 |
476 |
1,495,900 |
0.5 |
1.5 |
60.8 |
1.7 |
49.7 |
50.3 |
State Farm Group |
21.4 |
Erie Ins Group |
14.9 |
WI |
25 |
25 |
600 |
4,018,355 |
1.3 |
3.3 |
61.7 |
2.1 |
55.5 |
44.5 |
Progressive Ins Group |
17.4 |
Amer Family Ins Group |
15.6 |
WY |
50 |
50 |
434 |
541,453 |
0.2 |
6.5 |
74.6 |
1.3 |
37.7 |
62.3 |
State Farm Group |
17.2 |
Progressive Ins Group |
15.2 |
Guam |
55 |
54 |
26 |
54,180 |
0.0 |
-21.8 |
49.9 |
5.2 |
77.1 |
22.9 |
Chung Kuo Ins Co Ltd GUB |
23.0 |
USAA Group |
22.9 |
Puerto Rico |
47 |
47 |
68 |
697,539 |
0.2 |
-0.3 |
57.7 |
0.8 |
67.4 |
32.7 |
Universal Ins Group of Puerto Rico |
37.5 |
Coop de Seguros Multiples PR |
31.8 |
U.S. Virgin Is. |
56 |
56 |
38 |
48,951 |
0.0 |
20.3 |
53.5 |
4.0 |
87.7 |
12.3 |
Underwriters at Lloyd's, London (VI) |
42.5 |
Guardian Ins Group |
37.3 |
Canada |
53 |
53 |
38 |
100,123 |
0.0 |
19.3 |
-99.9 |
-1.6 |
78.0 |
22.0 |
CNA Ins Cos |
29.3 |
Liberty Mutual Ins Cos |
21.4 |
Other |
54 |
55 |
101 |
85,001 |
0.0 |
22.9 |
45.5 |
0.0 |
89.4 |
10.6 |
Natl Unity Ins Co |
28.1 |
New Horizon Ins Co |
20.2 |
N. Mariana Is. |
57 |
57 |
9 |
4,446 |
0.0 |
8.6 |
38.2 |
13.6 |
100.0 |
0.0 |
DB Ins US Group |
29.7 |
Tokio Marine US PC Group |
29.5 |
Grand Total |
|
|
1,471 |
$299,259,821 |
100.0 |
4.1 |
65.7 |
3.2 |
41.6 |
58.4 |
State Farm Group |
13.9 |
Progressive Ins Group |
12.2 |
1. ALR: Adjusted loss ratio is direct losses incurred divided by the difference between direct premium earned and dividends paid to policyholder.
2. DDCCE: Direct defense and cost containment expense ratio is the former allocated loss adjustment expense (ALAE) ratio.
3. Insurers that distribute primarily through independent agents.
4. Insurers that distribute primarily through a direct-selling system or an exclusive agency system.
Note: Data for some companies in this report has been received from the NAIC.
Source: — State/Line (P/C Lines) - P/C, US; Data as of: July 17, 2020
U.S. Auto Liability – Top Writers by State, Canada and U.S. Territories – 2019
Ranked by 2019 direct premiums written.
($ Thousands)
State |
2019 Rank |
2018 Rank |
No of Cos |
Direct
Premiums Written |
% of Grand Total |
Premium % Change |
ALR1 |
DDCCE2 |
Market Share |
Leading Writer |
% Market Share |
Second Leader |
% Market Share |
Agency Writer3 |
Direct Writer4 |
AL |
24 |
26 |
560 |
$2,510,084 |
1.3 |
4.5 |
66.9 |
4.4 |
38.1 |
61.9 |
State Farm Group |
18.8 |
Progressive Ins Group |
11.0 |
AK |
46 |
46 |
348 |
350,781 |
0.2 |
3.7 |
64.1 |
3.7 |
24.6 |
75.4 |
State Farm Group |
25.5 |
Berkshire Hathaway Ins |
17.2 |
AZ |
14 |
16 |
623 |
3,960,656 |
2.1 |
6.7 |
65.4 |
2.8 |
39.0 |
61.0 |
Berkshire Hathaway Ins |
14.6 |
Progressive Ins Group |
14.0 |
AR |
32 |
32 |
530 |
1,423,050 |
0.8 |
1.9 |
63.2 |
2.7 |
38.1 |
61.9 |
State Farm Group |
18.1 |
Progressive Ins Group |
10.8 |
CA |
1 |
1 |
578 |
22,239,284 |
11.9 |
7.4 |
68.6 |
5.5 |
40.4 |
59.6 |
State Farm Group |
10.8 |
Farmers Ins Group |
9.5 |
CO |
18 |
18 |
557 |
3,702,714 |
2.0 |
5.2 |
69.0 |
3.7 |
35.0 |
65.0 |
State Farm Group |
14.5 |
Progressive Ins Group |
12.7 |
CT |
28 |
27 |
486 |
2,393,749 |
1.3 |
3.2 |
68.1 |
4.9 |
48.1 |
52.0 |
Berkshire Hathaway Ins |
16.3 |
Progressive Ins Group |
12.3 |
DE |
39 |
39 |
463 |
767,437 |
0.4 |
3.4 |
72.4 |
4.8 |
41.9 |
58.1 |
State Farm Group |
19.5 |
Berkshire Hathaway Ins |
16.7 |
DC |
49 |
50 |
396 |
276,622 |
0.1 |
8.6 |
62.9 |
3.0 |
34.5 |
65.5 |
Berkshire Hathaway Ins |
28.7 |
State Farm Group |
14.4 |
FL |
2 |
2 |
589 |
17,618,498 |
9.5 |
1.6 |
76.9 |
6.5 |
45.7 |
54.3 |
Progressive Ins Group |
21.1 |
Berkshire Hathaway Ins |
21.1 |
GA |
5 |
5 |
672 |
7,737,748 |
4.2 |
7.1 |
74.4 |
4.5 |
39.8 |
60.2 |
State Farm Group |
18.2 |
Progressive Ins Group |
14.3 |
HI |
43 |
43 |
279 |
553,807 |
0.3 |
1.5 |
59.8 |
2.9 |
35.0 |
65.0 |
Berkshire Hathaway Ins |
22.8 |
State Farm Group |
15.8 |
ID |
40 |
41 |
483 |
765,050 |
0.4 |
5.6 |
60.5 |
2.8 |
37.7 |
62.3 |
Progressive Ins Group |
12.1 |
State Farm Group |
11.0 |
IL |
9 |
9 |
669 |
5,821,373 |
3.1 |
3.2 |
64.2 |
5.0 |
42.7 |
57.3 |
State Farm Group |
21.7 |
Allstate Ins Group |
9.6 |
IN |
22 |
21 |
650 |
2,874,461 |
1.5 |
3.1 |
61.0 |
4.2 |
49.6 |
50.4 |
State Farm Group |
16.0 |
Progressive Ins Group |
13.1 |
IA |
35 |
35 |
553 |
1,181,867 |
0.6 |
3.1 |
61.3 |
3.6 |
61.3 |
38.7 |
Progressive Ins Group |
19.0 |
State Farm Group |
14.5 |
KS |
34 |
34 |
531 |
1,265,210 |
0.7 |
3.3 |
62.0 |
2.7 |
42.6 |
57.5 |
State Farm Group |
13.8 |
Progressive Ins Group |
13.6 |
KY |
26 |
25 |
576 |
2,469,242 |
1.3 |
2.3 |
65.5 |
3.5 |
37.8 |
62.2 |
State Farm Group |
17.8 |
KY Farm Bureau Group |
15.3 |
LA |
15 |
14 |
503 |
3,865,290 |
2.1 |
2.8 |
69.3 |
6.7 |
39.4 |
60.6 |
State Farm Group |
24.0 |
Progressive Ins Group |
16.7 |
ME |
44 |
44 |
407 |
520,648 |
0.3 |
1.9 |
62.6 |
2.5 |
55.2 |
44.8 |
Progressive Ins Group |
16.2 |
State Farm Group |
10.5 |
MD |
17 |
17 |
555 |
3,762,437 |
2.0 |
4.0 |
67.3 |
2.9 |
40.4 |
59.6 |
Berkshire Hathaway Ins |
21.7 |
State Farm Group |
15.5 |
MA |
16 |
15 |
387 |
3,860,976 |
2.1 |
3.9 |
64.1 |
2.6 |
70.6 |
29.4 |
MAPFRE North America Group |
19.9 |
Berkshire Hathaway Ins |
12.7 |
MI |
6 |
7 |
517 |
7,173,131 |
3.9 |
6.2 |
55.8 |
8.1 |
49.2 |
50.8 |
Progressive Ins Group |
17.6 |
State Farm Group |
15.7 |
MN |
23 |
23 |
531 |
2,610,688 |
1.4 |
3.2 |
60.1 |
3.7 |
47.7 |
52.3 |
Progressive Ins Group |
18.7 |
State Farm Group |
18.2 |
MS |
33 |
33 |
525 |
1,419,433 |
0.8 |
2.7 |
67.0 |
4.5 |
41.6 |
58.4 |
State Farm Group |
17.5 |
Progressive Ins Group |
13.9 |
MO |
21 |
22 |
597 |
2,892,753 |
1.6 |
4.0 |
65.3 |
3.2 |
37.1 |
62.9 |
State Farm Group |
16.3 |
Progressive Ins Group |
12.9 |
MT |
45 |
45 |
454 |
516,247 |
0.3 |
3.4 |
59.5 |
3.0 |
43.7 |
56.3 |
State Farm Group |
15.7 |
Progressive Ins Group |
15.3 |
NE |
37 |
37 |
517 |
895,015 |
0.5 |
3.3 |
62.3 |
2.6 |
50.8 |
49.2 |
Progressive Ins Group |
16.6 |
State Farm Group |
15.2 |
NV |
27 |
29 |
549 |
2,452,481 |
1.3 |
10.7 |
70.8 |
6.4 |
36.6 |
63.4 |
Berkshire Hathaway Ins |
13.9 |
Progressive Ins Group |
13.7 |
NH |
42 |
42 |
430 |
570,329 |
0.3 |
2.9 |
60.3 |
2.3 |
48.0 |
52.0 |
Progressive Ins Group |
13.2 |
Berkshire Hathaway Ins |
13.1 |
NJ |
7 |
6 |
532 |
7,012,503 |
3.8 |
2.6 |
67.9 |
7.5 |
34.0 |
66.0 |
Berkshire Hathaway Ins |
18.2 |
Progressive Ins Group |
12.7 |
NM |
36 |
36 |
500 |
1,148,571 |
0.6 |
5.2 |
60.3 |
3.6 |
38.8 |
61.3 |
State Farm Group |
15.6 |
Progressive Ins Group |
15.2 |
NY |
4 |
4 |
573 |
11,494,240 |
6.2 |
1.9 |
73.4 |
8.5 |
41.3 |
58.7 |
Berkshire Hathaway Ins |
26.0 |
Allstate Ins Group |
11.9 |
NC |
12 |
12 |
551 |
4,216,326 |
2.3 |
4.1 |
75.6 |
2.2 |
50.8 |
49.2 |
State Farm Group |
12.2 |
Berkshire Hathaway Ins |
10.7 |
ND |
48 |
49 |
447 |
325,225 |
0.2 |
4.7 |
57.6 |
2.2 |
61.8 |
38.2 |
Progressive Ins Group |
17.9 |
State Farm Group |
8.6 |
OH |
10 |
10 |
673 |
4,780,872 |
2.6 |
2.3 |
57.7 |
3.2 |
57.8 |
42.2 |
Progressive Ins Group |
17.0 |
State Farm Group |
13.9 |
OK |
30 |
30 |
543 |
1,915,895 |
1.0 |
2.5 |
60.6 |
4.1 |
39.0 |
61.0 |
State Farm Group |
17.0 |
Progressive Ins Group |
13.2 |
OR |
25 |
24 |
542 |
2,477,857 |
1.3 |
2.2 |
62.5 |
3.8 |
36.2 |
63.8 |
Progressive Ins Group |
16.5 |
State Farm Group |
15.7 |
PA |
8 |
8 |
655 |
6,338,077 |
3.4 |
1.2 |
63.5 |
4.6 |
53.5 |
46.5 |
State Farm Group |
14.5 |
Progressive Ins Group |
12.5 |
RI |
41 |
40 |
428 |
739,584 |
0.4 |
1.1 |
67.6 |
3.2 |
51.8 |
48.2 |
Progressive Ins Group |
25.6 |
Berkshire Hathaway Ins |
11.3 |
SC |
19 |
19 |
579 |
3,303,083 |
1.8 |
4.7 |
69.2 |
2.9 |
40.8 |
59.2 |
State Farm Group |
18.5 |
Progressive Ins Group |
13.1 |
SD |
47 |
47 |
460 |
341,286 |
0.2 |
3.2 |
59.2 |
2.5 |
57.8 |
42.2 |
Progressive Ins Group |
15.5 |
State Farm Group |
13.6 |
TN |
20 |
20 |
642 |
2,994,801 |
1.6 |
4.3 |
62.9 |
3.8 |
40.9 |
59.1 |
State Farm Group |
16.2 |
TN Farmers Ins Cos |
12.5 |
TX |
3 |
3 |
685 |
16,532,342 |
8.9 |
4.0 |
69.9 |
5.3 |
46.1 |
54.0 |
Progressive Ins Group |
14.1 |
State Farm Group |
11.9 |
UT |
31 |
31 |
536 |
1,681,083 |
0.9 |
6.6 |
69.1 |
3.3 |
43.6 |
56.4 |
State Farm Group |
11.6 |
Progressive Ins Group |
10.2 |
VT |
52 |
52 |
409 |
236,411 |
0.1 |
1.1 |
56.4 |
2.2 |
60.7 |
39.3 |
Progressive Ins Group |
19.5 |
Berkshire Hathaway Ins |
11.8 |
VA |
13 |
13 |
600 |
3,998,374 |
2.1 |
3.3 |
67.3 |
3.3 |
44.4 |
55.6 |
Berkshire Hathaway Ins |
16.7 |
Progressive Ins Group |
12.6 |
WA |
11 |
11 |
558 |
4,397,650 |
2.4 |
5.3 |
65.3 |
4.1 |
37.0 |
63.0 |
State Farm Group |
13.0 |
Progressive Ins Group |
11.9 |
WV |
38 |
38 |
461 |
848,409 |
0.5 |
0.3 |
60.6 |
2.8 |
52.7 |
47.3 |
State Farm Group |
19.9 |
Erie Ins Group |
13.8 |
WI |
29 |
28 |
581 |
2,270,943 |
1.2 |
1.9 |
59.8 |
3.4 |
56.6 |
43.4 |
Progressive Ins Group |
18.1 |
Amer Family Ins Group |
15.3 |
WY |
51 |
51 |
417 |
252,420 |
0.1 |
3.6 |
64.4 |
2.4 |
42.3 |
57.7 |
Progressive Ins Group |
16.7 |
State Farm Group |
15.6 |
Guam |
56 |
56 |
26 |
14,488 |
0.0 |
-16.5 |
90.4 |
9.2 |
81.6 |
18.4 |
DB Ins US Group |
27.1 |
USAA Group |
18.4 |
Puerto Rico |
50 |
48 |
66 |
256,363 |
0.1 |
-17.9 |
62.2 |
2.0 |
71.8 |
28.2 |
Universal Ins Group of Puerto Rico |
33.8 |
Coop de Seguros Multiples PR |
26.7 |
U.S. Virgin Is. |
55 |
55 |
36 |
33,661 |
0.0 |
20.3 |
55.6 |
4.9 |
95.5 |
4.5 |
Underwriters at Lloyd's, London (VI) |
51.4 |
Guardian Ins Group |
36.4 |
Canada |
53 |
53 |
35 |
75,679 |
0.0 |
19.5 |
-99.9 |
-1.4 |
78.4 |
21.6 |
CNA Ins Cos |
25.7 |
Travelers Group |
21.1 |
Other |
54 |
54 |
95 |
72,151 |
0.0 |
22.7 |
39.5 |
7.8 |
96.8 |
3.2 |
Natl Unity Ins Co |
33.1 |
New Horizon Ins Co |
23.4 |
N. Mariana Is. |
57 |
57 |
9 |
1,794 |
0.0 |
8.0 |
52.1 |
29.5 |
100.0 |
0.0 |
DB Ins US Group |
36.2 |
Tokio Marine US PC Group |
29.7 |
Grand Total |
|
|
1,444 |
$186,211,146 |
100.0 |
4.0 |
67.5 |
5.0 |
44.0 |
56.0 |
State Farm Group |
13.4 |
Progressive Ins Group |
13.1 |
1. ALR: Adjusted loss ratio is direct losses incurred divided by the difference between direct premium earned and dividends paid to policyholder.
2. DDCCE: Direct defense and cost containment expense ratio is the former allocated loss adjustment expense (ALAE) ratio.
3. Insurers that distribute primarily through independent agents.
4. Insurers that distribute primarily through a direct-selling system or an exclusive agency system.
Note: Data for some companies in this report has been received from the NAIC.
Source: — State/Line (P/C Lines) - P/C, US; Data as of: July 17, 2020
U.S. Auto Physical Damage – Top Writers by State, Canada and U.S. Territories – 2019
Ranked by 2019 direct premiums written.
($ Thousands)
State |
2019 Rank |
2018 Rank |
No of Cos |
Direct
Premiums Written |
% of Grand Total |
Premium % Change |
ALR1 |
DDCCE2 |
Market Share |
Leading Writer |
% Market Share |
Second Leader |
% Market Share |
Agency Writer3 |
Direct Writer4 |
AL |
23 |
23 |
487 |
$1,806,865 |
1.6 |
4.5 |
59.9 |
0.3 |
27.5 |
72.5 |
State Farm Group |
21.4 |
Alfa Ins Group |
13.9 |
AK |
51 |
51 |
271 |
235,022 |
0.2 |
7.6 |
56.8 |
0.4 |
17.4 |
82.6 |
State Farm Group |
26.0 |
USAA Group |
17.5 |
AZ |
16 |
15 |
536 |
2,312,824 |
2.0 |
5.0 |
65.4 |
0.3 |
31.7 |
68.3 |
Berkshire Hathaway Ins |
15.0 |
State Farm Group |
14.8 |
AR |
32 |
32 |
457 |
1,116,518 |
1.0 |
3.4 |
58.4 |
0.3 |
27.4 |
72.6 |
State Farm Group |
21.6 |
Southern Farm Bureau Casualty Group |
13.6 |
CA |
1 |
1 |
506 |
14,212,597 |
12.6 |
4.5 |
63.4 |
0.4 |
32.5 |
67.5 |
State Farm Group |
12.0 |
Berkshire Hathaway Ins |
10.8 |
CO |
14 |
16 |
480 |
2,388,054 |
2.1 |
8.5 |
70.1 |
0.2 |
29.2 |
70.8 |
State Farm Group |
16.6 |
USAA Group |
11.6 |
CT |
28 |
28 |
427 |
1,240,540 |
1.1 |
2.5 |
58.7 |
0.3 |
43.2 |
56.8 |
Berkshire Hathaway Ins |
16.5 |
Allstate Ins Group |
10.4 |
DE |
48 |
48 |
373 |
320,924 |
0.3 |
4.6 |
66.9 |
0.3 |
34.2 |
65.8 |
State Farm Group |
20.4 |
Berkshire Hathaway Ins |
16.9 |
DC |
52 |
52 |
307 |
174,346 |
0.2 |
3.2 |
64.2 |
0.3 |
21.6 |
78.4 |
Berkshire Hathaway Ins |
36.8 |
State Farm Group |
16.6 |
FL |
3 |
3 |
512 |
6,612,410 |
5.8 |
3.7 |
60.1 |
0.8 |
38.2 |
61.8 |
Berkshire Hathaway Ins |
27.3 |
Progressive Ins Group |
19.4 |
GA |
8 |
8 |
596 |
3,815,655 |
3.4 |
6.5 |
57.4 |
0.3 |
33.9 |
66.1 |
State Farm Group |
19.7 |
Berkshire Hathaway Ins |
13.3 |
HI |
45 |
45 |
213 |
377,741 |
0.3 |
4.9 |
62.0 |
0.4 |
24.9 |
75.1 |
Berkshire Hathaway Ins |
26.1 |
State Farm Group |
16.3 |
ID |
39 |
39 |
416 |
561,638 |
0.5 |
7.9 |
57.5 |
0.4 |
31.1 |
68.9 |
State Farm Group |
12.4 |
Farm Bureau of ID Group |
11.0 |
IL |
6 |
7 |
594 |
3,947,851 |
3.5 |
5.0 |
63.9 |
0.4 |
32.8 |
67.2 |
State Farm Group |
27.1 |
Allstate Ins Group |
12.0 |
IN |
21 |
20 |
571 |
1,987,652 |
1.8 |
3.6 |
62.8 |
0.3 |
43.6 |
56.4 |
State Farm Group |
19.1 |
Progressive Ins Group |
11.1 |
IA |
29 |
29 |
471 |
1,159,290 |
1.0 |
4.0 |
63.4 |
0.3 |
57.1 |
42.9 |
State Farm Group |
17.2 |
Progressive Ins Group |
15.3 |
KS |
31 |
31 |
457 |
1,129,061 |
1.0 |
4.4 |
61.9 |
0.3 |
35.5 |
64.5 |
State Farm Group |
16.9 |
Progressive Ins Group |
11.0 |
KY |
27 |
27 |
467 |
1,278,839 |
1.1 |
2.8 |
58.9 |
0.3 |
32.2 |
67.8 |
State Farm Group |
20.8 |
KY Farm Bureau Group |
18.0 |
LA |
22 |
22 |
406 |
1,849,679 |
1.6 |
2.1 |
58.6 |
0.4 |
28.4 |
71.7 |
State Farm Group |
29.2 |
Progressive Ins Group |
14.4 |
ME |
43 |
42 |
352 |
431,402 |
0.4 |
4.8 |
58.2 |
0.3 |
49.8 |
50.2 |
Progressive Ins Group |
12.9 |
State Farm Group |
11.1 |
MD |
15 |
14 |
474 |
2,318,537 |
2.1 |
4.0 |
64.0 |
0.2 |
32.3 |
67.7 |
Berkshire Hathaway Ins |
24.1 |
State Farm Group |
15.6 |
MA |
13 |
13 |
321 |
2,744,447 |
2.4 |
4.3 |
58.9 |
0.6 |
68.5 |
31.5 |
MAPFRE North America Group |
21.7 |
Liberty Mutual Ins Cos |
11.1 |
MI |
7 |
6 |
439 |
3,872,349 |
3.4 |
1.5 |
68.4 |
0.4 |
49.4 |
50.6 |
Auto Club Group |
14.9 |
Progressive Ins Group |
14.7 |
MN |
20 |
21 |
473 |
1,990,770 |
1.8 |
5.7 |
70.7 |
0.3 |
43.3 |
56.8 |
State Farm Group |
20.9 |
Progressive Ins Group |
14.9 |
MS |
33 |
33 |
438 |
1,020,424 |
0.9 |
2.1 |
60.6 |
0.4 |
32.2 |
67.8 |
State Farm Group |
22.1 |
Progressive Ins Group |
10.8 |
MO |
19 |
19 |
529 |
2,150,425 |
1.9 |
5.4 |
64.1 |
0.3 |
28.7 |
71.3 |
State Farm Group |
19.8 |
Amer Family Ins Group |
10.7 |
MT |
41 |
41 |
382 |
477,972 |
0.4 |
4.3 |
85.7 |
0.8 |
38.2 |
61.8 |
State Farm Group |
18.7 |
Liberty Mutual Ins Cos |
12.8 |
NE |
36 |
36 |
427 |
775,016 |
0.7 |
4.1 |
75.2 |
0.2 |
46.7 |
53.3 |
State Farm Group |
17.6 |
Progressive Ins Group |
11.7 |
NV |
35 |
35 |
449 |
899,062 |
0.8 |
6.1 |
59.0 |
0.3 |
28.3 |
71.7 |
State Farm Group |
16.7 |
Berkshire Hathaway Ins |
15.2 |
NH |
40 |
40 |
376 |
498,371 |
0.4 |
5.0 |
57.6 |
0.3 |
42.9 |
57.2 |
Progressive Ins Group |
12.2 |
Berkshire Hathaway Ins |
12.1 |
NJ |
11 |
11 |
453 |
2,855,685 |
2.5 |
4.0 |
61.3 |
0.5 |
25.6 |
74.5 |
Berkshire Hathaway Ins |
21.6 |
NJM Ins Group |
12.7 |
NM |
37 |
38 |
424 |
661,380 |
0.6 |
6.3 |
61.4 |
0.4 |
32.8 |
67.2 |
State Farm Group |
16.7 |
Progressive Ins Group |
14.2 |
NY |
4 |
4 |
483 |
5,578,223 |
4.9 |
3.3 |
62.6 |
0.3 |
33.8 |
66.2 |
Berkshire Hathaway Ins |
30.8 |
Allstate Ins Group |
12.5 |
NC |
9 |
10 |
462 |
3,493,817 |
3.1 |
5.8 |
59.6 |
0.2 |
46.6 |
53.4 |
State Farm Group |
12.4 |
Berkshire Hathaway Ins |
12.3 |
ND |
47 |
47 |
390 |
370,996 |
0.3 |
5.0 |
70.4 |
1.3 |
55.2 |
44.8 |
Progressive Ins Group |
14.2 |
State Farm Group |
10.3 |
OH |
10 |
9 |
566 |
3,483,185 |
3.1 |
3.1 |
61.2 |
0.3 |
51.7 |
48.3 |
State Farm Group |
16.9 |
Progressive Ins Group |
13.5 |
OK |
26 |
26 |
454 |
1,486,173 |
1.3 |
4.1 |
55.8 |
0.4 |
30.2 |
69.8 |
State Farm Group |
21.4 |
Progressive Ins Group |
11.5 |
OR |
30 |
30 |
449 |
1,140,262 |
1.0 |
4.4 |
60.2 |
0.3 |
31.6 |
68.4 |
State Farm Group |
18.3 |
Progressive Ins Group |
13.5 |
PA |
5 |
5 |
573 |
4,693,077 |
4.2 |
3.6 |
66.7 |
0.3 |
49.5 |
50.5 |
State Farm Group |
17.3 |
Erie Ins Group |
14.8 |
RI |
46 |
46 |
359 |
372,434 |
0.3 |
5.3 |
64.5 |
0.5 |
43.6 |
56.4 |
Progressive Ins Group |
17.5 |
Berkshire Hathaway Ins |
12.9 |
SC |
24 |
24 |
499 |
1,790,558 |
1.6 |
4.4 |
58.3 |
0.2 |
33.7 |
66.3 |
State Farm Group |
20.0 |
Berkshire Hathaway Ins |
13.5 |
SD |
44 |
44 |
387 |
403,771 |
0.4 |
7.6 |
64.0 |
0.2 |
52.8 |
47.2 |
State Farm Group |
15.2 |
Progressive Ins Group |
13.3 |
TN |
17 |
17 |
552 |
2,297,395 |
2.0 |
4.9 |
62.6 |
0.6 |
33.6 |
66.4 |
State Farm Group |
18.8 |
TN Farmers Ins Cos |
16.0 |
TX |
2 |
2 |
579 |
11,347,288 |
10.0 |
3.9 |
62.7 |
0.3 |
34.5 |
65.5 |
Progressive Ins Group |
13.7 |
Allstate Ins Group |
12.9 |
UT |
34 |
34 |
465 |
930,600 |
0.8 |
5.5 |
61.6 |
0.3 |
38.5 |
61.5 |
State Farm Group |
13.3 |
Allstate Ins Group |
11.6 |
VT |
50 |
50 |
325 |
237,501 |
0.2 |
3.7 |
54.6 |
0.3 |
53.9 |
46.1 |
Progressive Ins Group |
15.7 |
Berkshire Hathaway Ins |
14.2 |
VA |
12 |
12 |
538 |
2,766,264 |
2.4 |
4.1 |
63.3 |
0.2 |
35.0 |
65.0 |
Berkshire Hathaway Ins |
18.9 |
State Farm Group |
13.9 |
WA |
18 |
18 |
487 |
2,213,744 |
2.0 |
6.9 |
59.9 |
0.5 |
32.8 |
67.2 |
State Farm Group |
14.8 |
Liberty Mutual Ins Cos |
11.8 |
WV |
38 |
37 |
368 |
647,492 |
0.6 |
3.1 |
61.1 |
0.3 |
45.8 |
54.2 |
State Farm Group |
23.4 |
Erie Ins Group |
16.4 |
WI |
25 |
25 |
505 |
1,747,412 |
1.5 |
5.2 |
64.1 |
0.3 |
54.0 |
46.0 |
Progressive Ins Group |
16.5 |
Amer Family Ins Group |
16.0 |
WY |
49 |
49 |
349 |
289,033 |
0.3 |
9.2 |
83.6 |
0.3 |
33.7 |
66.3 |
State Farm Group |
18.5 |
Progressive Ins Group |
13.9 |
Guam |
53 |
53 |
19 |
39,692 |
0.0 |
-23.6 |
35.1 |
3.7 |
75.5 |
24.5 |
Amer Intl Group |
28.8 |
USAA Group |
24.5 |
Puerto Rico |
42 |
43 |
54 |
441,176 |
0.4 |
13.8 |
55.1 |
0.2 |
64.8 |
35.2 |
Universal Ins Group of Puerto Rico |
39.6 |
Coop de Seguros Multiples PR |
34.8 |
U.S. Virgin Is. |
55 |
55 |
27 |
15,289 |
0.0 |
20.4 |
48.8 |
1.9 |
70.5 |
29.5 |
Guardian Ins Group |
39.2 |
USAA Group |
29.4 |
Canada |
54 |
54 |
22 |
24,444 |
0.0 |
18.8 |
4.1 |
-2.3 |
76.8 |
23.2 |
CNA Ins Cos |
40.7 |
Liberty Mutual Ins Cos |
23.1 |
Other |
56 |
56 |
51 |
12,850 |
0.0 |
23.8 |
85.2 |
-49.0 |
47.6 |
52.4 |
USAA Group |
52.3 |
Amer Intl Group |
39.3 |
N. Mariana Is. |
57 |
57 |
7 |
2,652 |
0.0 |
9.0 |
28.3 |
2.3 |
100.0 |
0.0 |
Tokio Marine US PC Group |
29.3 |
DB Ins US Group |
25.3 |
Grand Total |
|
|
1,339 |
$113,048,674 |
100.0 |
4.4 |
62.6 |
0.4 |
37.6 |
62.4 |
State Farm Group |
14.9 |
Berkshire Hathaway Ins |
12.4 |
1. ALR: Adjusted loss ratio is direct losses incurred divided by the difference between direct premium earned and dividends paid to policyholder.
2. DDCCE: Direct defense and cost containment expense ratio is the former allocated loss adjustment expense (ALAE) ratio.
3. Insurers that distribute primarily through independent agents.
4. Insurers that distribute primarily through a direct-selling system or an exclusive agency system.
Source: — State/Line (P/C Lines) - P/C, US; Data as of: July 17, 2020
U.S. Private Passenger Auto – Top Writers by State, Canada and U.S. Territories – 2019
Ranked by 2019 direct premiums written.
($ Thousands)
State |
2019 Rank |
2018 Rank |
No of Cos |
Direct
Premiums Written |
% of Grand Total |
% Change in Premiums |
ALR1 |
DDCCE2 |
Market Share |
Leading Writer |
% Market Share |
Second Leader |
% Market Share |
Agency Writer3 |
Direct Writer4 |
AL |
24 |
24 |
258 |
$3,692,135 |
1.5 |
3.7 |
62.2 |
2.0 |
25.2 |
74.9 |
State Farm Group |
23.0 |
Alfa Ins Group |
13.6 |
AK |
49 |
49 |
141 |
508,470 |
0.2 |
4.6 |
61.9 |
2.1 |
14.6 |
85.5 |
State Farm Group |
29.0 |
Berkshire Hathaway Ins |
18.4 |
AZ |
15 |
15 |
330 |
5,553,856 |
2.2 |
5.1 |
65.2 |
1.5 |
30.4 |
69.6 |
Berkshire Hathaway Ins |
16.2 |
State Farm Group |
14.8 |
AR |
32 |
32 |
246 |
2,106,860 |
0.8 |
1.7 |
61.2 |
1.0 |
23.6 |
76.4 |
State Farm Group |
23.4 |
Southern Farm Bureau Casualty Group |
13.2 |
CA |
1 |
1 |
313 |
31,122,151 |
12.3 |
4.1 |
65.2 |
2.9 |
29.6 |
70.4 |
State Farm Group |
12.8 |
Farmers Ins Group |
10.5 |
CO |
17 |
17 |
279 |
5,321,908 |
2.1 |
5.7 |
69.6 |
2.0 |
26.0 |
74.0 |
State Farm Group |
17.3 |
Progressive Ins Group |
11.5 |
CT |
27 |
27 |
258 |
3,146,959 |
1.2 |
2.1 |
65.1 |
3.0 |
41.5 |
58.5 |
Berkshire Hathaway Ins |
18.4 |
Progressive Ins Group |
11.3 |
DE |
41 |
41 |
207 |
936,782 |
0.4 |
2.6 |
71.0 |
2.9 |
32.2 |
67.9 |
State Farm Group |
22.8 |
Berkshire Hathaway Ins |
18.8 |
DC |
52 |
52 |
178 |
379,686 |
0.1 |
2.4 |
66.1 |
1.6 |
20.9 |
79.1 |
Berkshire Hathaway Ins |
37.1 |
State Farm Group |
18.0 |
FL |
3 |
3 |
320 |
20,668,273 |
8.1 |
1.1 |
71.3 |
4.5 |
36.6 |
63.4 |
Berkshire Hathaway Ins |
25.7 |
Progressive Ins Group |
20.4 |
GA |
6 |
6 |
348 |
9,922,006 |
3.9 |
5.6 |
67.2 |
2.6 |
31.9 |
68.1 |
State Farm Group |
20.8 |
Progressive Ins Group |
14.1 |
HI |
43 |
43 |
125 |
800,147 |
0.3 |
2.4 |
62.4 |
1.5 |
20.9 |
79.1 |
Berkshire Hathaway Ins |
27.8 |
State Farm Group |
18.3 |
ID |
39 |
39 |
231 |
1,107,981 |
0.4 |
6.0 |
58.8 |
1.3 |
26.7 |
73.3 |
State Farm Group |
13.7 |
Berkshire Hathaway Ins |
11.1 |
IL |
9 |
9 |
374 |
7,798,696 |
3.1 |
1.9 |
64.2 |
2.6 |
28.0 |
72.0 |
State Farm Group |
29.7 |
Allstate Ins Group |
11.5 |
IN |
22 |
22 |
350 |
4,018,753 |
1.6 |
2.1 |
61.0 |
2.1 |
39.0 |
61.0 |
State Farm Group |
20.8 |
Progressive Ins Group |
13.1 |
IA |
35 |
35 |
285 |
1,876,273 |
0.7 |
2.2 |
61.0 |
1.5 |
51.7 |
48.3 |
Progressive Ins Group |
19.6 |
State Farm Group |
19.6 |
KS |
34 |
34 |
273 |
2,003,896 |
0.8 |
2.7 |
62.7 |
1.2 |
30.8 |
69.3 |
State Farm Group |
17.9 |
Progressive Ins Group |
12.8 |
KY |
26 |
26 |
281 |
3,238,944 |
1.3 |
1.6 |
63.5 |
1.9 |
28.6 |
71.4 |
State Farm Group |
21.6 |
KY Farm Bureau Group |
18.2 |
LA |
18 |
18 |
233 |
4,887,096 |
1.9 |
1.3 |
62.0 |
3.5 |
28.3 |
71.7 |
State Farm Group |
29.5 |
Progressive Ins Group |
16.4 |
ME |
45 |
45 |
198 |
785,584 |
0.3 |
2.7 |
61.4 |
1.1 |
46.7 |
53.3 |
Progressive Ins Group |
15.8 |
State Farm Group |
12.9 |
MD |
16 |
16 |
253 |
5,355,026 |
2.1 |
3.1 |
66.6 |
1.7 |
30.7 |
69.3 |
Berkshire Hathaway Ins |
25.3 |
State Farm Group |
17.5 |
MA |
14 |
14 |
173 |
5,570,167 |
2.2 |
3.1 |
62.3 |
1.5 |
66.1 |
33.9 |
MAPFRE North America Group |
22.0 |
Berkshire Hathaway Ins |
14.0 |
MI |
5 |
5 |
267 |
9,929,999 |
3.9 |
4.4 |
60.5 |
5.3 |
45.7 |
54.3 |
Progressive Ins Group |
17.9 |
State Farm Group |
16.3 |
MN |
23 |
23 |
286 |
3,911,856 |
1.5 |
3.1 |
65.2 |
2.0 |
38.6 |
61.4 |
State Farm Group |
22.5 |
Progressive Ins Group |
19.1 |
MS |
33 |
33 |
232 |
2,007,069 |
0.8 |
1.7 |
64.1 |
1.9 |
27.9 |
72.1 |
State Farm Group |
23.3 |
Progressive Ins Group |
12.1 |
MO |
21 |
21 |
301 |
4,265,648 |
1.7 |
3.3 |
63.9 |
1.4 |
25.3 |
74.7 |
State Farm Group |
20.7 |
Amer Family Ins Group |
12.5 |
MT |
44 |
44 |
202 |
798,249 |
0.3 |
3.0 |
74.9 |
1.7 |
31.9 |
68.2 |
State Farm Group |
20.9 |
Progressive Ins Group |
14.7 |
NE |
37 |
37 |
256 |
1,347,991 |
0.5 |
2.7 |
68.3 |
1.2 |
40.0 |
60.0 |
State Farm Group |
19.8 |
Progressive Ins Group |
15.9 |
NV |
29 |
30 |
265 |
2,859,346 |
1.1 |
5.1 |
63.9 |
3.7 |
28.5 |
71.5 |
State Farm Group |
16.6 |
Berkshire Hathaway Ins |
15.8 |
NH |
42 |
42 |
201 |
912,452 |
0.4 |
3.6 |
59.4 |
1.1 |
39.5 |
60.5 |
Berkshire Hathaway Ins |
14.5 |
Progressive Ins Group |
13.6 |
NJ |
8 |
8 |
267 |
8,138,058 |
3.2 |
1.9 |
64.2 |
5.0 |
22.4 |
77.6 |
Berkshire Hathaway Ins |
22.8 |
NJM Ins Group |
13.2 |
NM |
36 |
36 |
234 |
1,550,184 |
0.6 |
4.2 |
61.1 |
1.8 |
29.5 |
70.5 |
State Farm Group |
18.5 |
Progressive Ins Group |
15.0 |
NY |
4 |
4 |
334 |
14,230,127 |
5.6 |
1.8 |
69.0 |
5.1 |
30.3 |
69.7 |
Berkshire Hathaway Ins |
32.3 |
Allstate Ins Group |
13.8 |
NC |
11 |
11 |
287 |
6,589,045 |
2.6 |
3.5 |
68.3 |
0.9 |
42.7 |
57.3 |
State Farm Group |
14.1 |
Berkshire Hathaway Ins |
12.9 |
ND |
48 |
47 |
207 |
510,770 |
0.2 |
3.6 |
67.7 |
1.5 |
48.7 |
51.3 |
Progressive Ins Group |
18.4 |
State Farm Group |
12.6 |
OH |
10 |
10 |
380 |
7,036,396 |
2.8 |
1.4 |
59.2 |
1.7 |
49.0 |
51.0 |
State Farm Group |
17.7 |
Progressive Ins Group |
16.1 |
OK |
30 |
29 |
277 |
2,814,272 |
1.1 |
1.7 |
58.2 |
1.8 |
26.2 |
73.8 |
State Farm Group |
22.5 |
Progressive Ins Group |
12.6 |
OR |
28 |
28 |
262 |
3,132,953 |
1.2 |
1.9 |
61.0 |
2.4 |
29.9 |
70.1 |
State Farm Group |
18.8 |
Progressive Ins Group |
16.1 |
PA |
7 |
7 |
367 |
9,223,112 |
3.6 |
1.0 |
65.5 |
2.4 |
45.9 |
54.1 |
State Farm Group |
18.6 |
Erie Ins Group |
13.5 |
RI |
40 |
40 |
218 |
980,717 |
0.4 |
1.6 |
66.7 |
2.1 |
45.0 |
55.1 |
Progressive Ins Group |
24.4 |
Berkshire Hathaway Ins |
13.0 |
SC |
19 |
19 |
272 |
4,526,099 |
1.8 |
3.8 |
65.1 |
1.7 |
32.7 |
67.3 |
State Farm Group |
21.2 |
Berkshire Hathaway Ins |
14.0 |
SD |
46 |
46 |
217 |
595,734 |
0.2 |
4.6 |
62.6 |
0.9 |
47.4 |
52.6 |
State Farm Group |
17.6 |
Progressive Ins Group |
16.2 |
TN |
20 |
20 |
333 |
4,463,039 |
1.8 |
3.1 |
62.5 |
1.9 |
28.4 |
71.6 |
State Farm Group |
20.3 |
TN Farmers Ins Cos |
16.3 |
TX |
2 |
2 |
364 |
23,243,234 |
9.2 |
2.5 |
64.8 |
2.4 |
33.3 |
66.7 |
State Farm Group |
14.0 |
Progressive Ins Group |
13.3 |
UT |
31 |
31 |
254 |
2,239,029 |
0.9 |
5.7 |
66.2 |
1.9 |
35.3 |
64.7 |
State Farm Group |
14.1 |
Allstate Ins Group |
11.8 |
VT |
51 |
51 |
182 |
395,461 |
0.2 |
2.0 |
56.4 |
1.0 |
52.7 |
47.3 |
Progressive Ins Group |
18.7 |
Berkshire Hathaway Ins |
15.0 |
VA |
12 |
12 |
329 |
5,894,641 |
2.3 |
2.5 |
66.1 |
1.7 |
34.0 |
66.0 |
Berkshire Hathaway Ins |
19.6 |
State Farm Group |
14.9 |
WA |
13 |
13 |
302 |
5,756,389 |
2.3 |
4.5 |
63.4 |
2.6 |
30.9 |
69.1 |
State Farm Group |
15.5 |
Berkshire Hathaway Ins |
11.6 |
WV |
38 |
38 |
214 |
1,285,818 |
0.5 |
0.9 |
60.6 |
1.4 |
43.3 |
56.7 |
State Farm Group |
24.7 |
Erie Ins Group |
15.4 |
WI |
25 |
25 |
304 |
3,338,357 |
1.3 |
2.7 |
61.9 |
1.7 |
48.6 |
51.5 |
Progressive Ins Group |
19.8 |
Amer Family Ins Group |
18.6 |
WY |
50 |
50 |
187 |
428,167 |
0.2 |
3.6 |
76.8 |
0.9 |
25.8 |
74.2 |
State Farm Group |
21.4 |
Progressive Ins Group |
15.7 |
Guam |
53 |
53 |
16 |
44,904 |
0.0 |
-23.0 |
53.1 |
5.1 |
72.4 |
27.6 |
Amer Intl Group |
27.8 |
USAA Group |
27.6 |
Puerto Rico |
47 |
48 |
22 |
522,168 |
0.2 |
6.7 |
61.5 |
0.5 |
60.8 |
39.2 |
Universal Ins Group of Puerto Rico |
41.0 |
Coop de Seguros Multiples PR |
38.8 |
U.S. Virgin Is. |
54 |
55 |
16 |
42,456 |
0.0 |
20.2 |
55.9 |
3.9 |
86.0 |
14.1 |
Underwriters at Lloyd's, London (VI) |
49.0 |
Guardian Ins Group |
33.6 |
Canada |
57 |
57 |
12 |
167 |
0.0 |
36.9 |
-99.9 |
-99.9 |
100.1 |
-0.1 |
Hartford Ins Group |
100.1 |
Assurant P&C Group |
0.0 |
Other |
55 |
54 |
40 |
40,317 |
0.0 |
-7.0 |
52.2 |
3.4 |
78.4 |
21.6 |
Natl Unity Ins Co |
25.2 |
Amer Intl Group |
23.7 |
N. Mariana Is. |
56 |
56 |
8 |
3,228 |
0.0 |
9.3 |
47.2 |
4.4 |
100.0 |
0.0 |
Tokio Marine US PC Group |
27.2 |
DB Ins US Group |
20.9 |
Grand Total |
|
|
1,086 |
$253,859,101 |
100.0 |
2.9 |
65.0 |
2.7 |
34.4 |
65.6 |
State Farm Group |
16.1 |
Berkshire Hathaway Ins |
13.7 |
1. ALR: Adjusted loss ratio is direct losses incurred divided by the difference between direct premium earned and dividends paid to policyholder.
2. DDCCE: Direct defense and cost containment expense ratio is the former allocated loss adjustment expense (ALAE) ratio.
3. Insurers that distribute primarily through independent agents.
4. Insurers that distribute primarily through a direct-selling system or an exclusive agency system.
Note: Data for some companies in this report has been received from the NAIC.
Source: — State/Line (P/C Lines) - P/C, US; Data as of: July 17, 2020
U.S. Commercial Auto – Top Writers by State, Canada and U.S. Territories – 2019
Ranked by 2019 direct premiums written.
($ Thousands)
State |
2019 Rank |
2018 Rank |
No of Cos |
Direct
Premiums Written |
% of Grand Total |
Premium % Change |
ALR1 |
DDCCE2 |
Market Share |
Leading Writer |
% Market Share |
Second Leader |
% Market Share |
Agency Writer3 |
Direct Writer4 |
AL |
24 |
24 |
449 |
$624,814 |
1.4 |
9.7 |
74.6 |
6.6 |
83.9 |
16.1 |
Progressive Ins Group |
13.3 |
Auto-Owners Ins Group |
9.2 |
AK |
52 |
52 |
271 |
77,334 |
0.2 |
9.4 |
56.7 |
4.5 |
68.9 |
31.1 |
Liberty Mutual Ins Cos |
14.7 |
CopperPoint Ins Group |
12.3 |
AZ |
21 |
22 |
460 |
719,624 |
1.6 |
14.0 |
67.4 |
5.5 |
81.8 |
18.3 |
Progressive Ins Group |
13.6 |
Travelers Group |
6.9 |
AR |
33 |
32 |
423 |
432,708 |
1.0 |
7.1 |
60.5 |
4.7 |
81.3 |
18.7 |
Progressive Ins Group |
12.9 |
Travelers Group |
6.0 |
CA |
1 |
1 |
468 |
5,329,730 |
11.7 |
20.6 |
74.9 |
7.6 |
82.3 |
17.8 |
Progressive Ins Group |
15.3 |
Travelers Group |
6.0 |
CO |
19 |
19 |
440 |
768,860 |
1.7 |
12.3 |
68.1 |
4.8 |
79.3 |
20.7 |
Progressive Ins Group |
16.1 |
Travelers Group |
7.4 |
CT |
29 |
28 |
384 |
487,329 |
1.1 |
9.1 |
63.5 |
5.5 |
78.1 |
21.9 |
Progressive Ins Group |
9.4 |
Liberty Mutual Ins Cos |
8.8 |
DE |
45 |
46 |
379 |
151,579 |
0.3 |
11.7 |
69.1 |
7.1 |
85.5 |
14.5 |
Great Amer P & C Ins Group |
14.9 |
Progressive Ins Group |
8.9 |
DC |
53 |
53 |
318 |
71,281 |
0.2 |
34.6 |
46.2 |
4.3 |
75.5 |
24.5 |
Farmers Ins Group |
14.9 |
James River Group |
13.3 |
FL |
3 |
3 |
475 |
3,562,635 |
7.8 |
9.2 |
78.3 |
7.3 |
84.6 |
15.4 |
Progressive Ins Group |
22.0 |
Auto-Owners Ins Group |
7.4 |
GA |
8 |
8 |
528 |
1,631,397 |
3.6 |
15.7 |
78.4 |
6.1 |
74.3 |
25.7 |
Progressive Ins Group |
10.1 |
State Farm Group |
6.1 |
HI |
47 |
47 |
231 |
131,401 |
0.3 |
5.8 |
50.2 |
4.2 |
91.9 |
8.1 |
Tokio Marine US PC Group |
21.4 |
Island Ins Group |
11.6 |
ID |
38 |
40 |
377 |
218,707 |
0.5 |
9.7 |
61.5 |
4.1 |
76.8 |
23.3 |
Progressive Ins Group |
11.3 |
Old Republic Ins Group |
9.8 |
IL |
5 |
5 |
514 |
1,970,529 |
4.3 |
12.4 |
63.7 |
5.3 |
81.1 |
18.9 |
Progressive Ins Group |
10.3 |
Travelers Group |
7.4 |
IN |
15 |
14 |
498 |
843,360 |
1.9 |
9.2 |
65.5 |
5.3 |
85.8 |
14.2 |
Progressive Ins Group |
8.2 |
Travelers Group |
6.0 |
IA |
31 |
30 |
444 |
464,884 |
1.0 |
9.4 |
68.2 |
4.1 |
89.2 |
10.8 |
Old Republic Ins Group |
9.2 |
Nationwide Group |
7.6 |
KS |
34 |
33 |
417 |
390,375 |
0.9 |
9.8 |
57.9 |
3.6 |
82.8 |
17.2 |
Progressive Ins Group |
10.1 |
Nationwide Group |
9.0 |
KY |
27 |
27 |
454 |
509,136 |
1.1 |
8.4 |
62.1 |
5.3 |
82.1 |
17.9 |
Progressive Ins Group |
8.5 |
Travelers Group |
7.3 |
LA |
17 |
15 |
406 |
827,873 |
1.8 |
10.6 |
89.2 |
11.3 |
80.3 |
19.7 |
Progressive Ins Group |
13.1 |
Travelers Group |
8.3 |
ME |
43 |
43 |
329 |
166,467 |
0.4 |
5.4 |
56.8 |
3.1 |
81.1 |
18.9 |
W. R. Berkley Ins Group |
15.8 |
Liberty Mutual Ins Cos |
11.8 |
MD |
20 |
20 |
447 |
725,948 |
1.6 |
11.4 |
61.2 |
3.6 |
86.0 |
14.0 |
Erie Ins Group |
11.5 |
Progressive Ins Group |
9.1 |
MA |
12 |
12 |
341 |
1,035,256 |
2.3 |
9.4 |
59.9 |
3.2 |
89.2 |
10.8 |
Safety Group |
13.7 |
MAPFRE North America Group |
13.4 |
MI |
11 |
10 |
441 |
1,115,480 |
2.5 |
5.3 |
58.1 |
6.5 |
81.0 |
19.0 |
Auto-Owners Ins Group |
8.8 |
Progressive Ins Group |
5.4 |
MN |
22 |
23 |
435 |
689,601 |
1.5 |
11.7 |
61.7 |
3.5 |
86.3 |
13.7 |
Old Republic Ins Group |
10.5 |
Auto-Owners Ins Group |
7.9 |
MS |
32 |
31 |
417 |
432,788 |
1.0 |
6.0 |
65.4 |
6.9 |
82.9 |
17.1 |
Progressive Ins Group |
14.9 |
Travelers Group |
9.2 |
MO |
18 |
18 |
464 |
777,529 |
1.7 |
12.2 |
70.1 |
5.0 |
78.8 |
21.2 |
Progressive Ins Group |
8.9 |
Travelers Group |
8.4 |
MT |
40 |
41 |
371 |
195,969 |
0.4 |
7.3 |
60.2 |
3.0 |
78.6 |
21.4 |
Progressive Ins Group |
10.9 |
Old Republic Ins Group |
10.9 |
NE |
36 |
36 |
405 |
322,040 |
0.7 |
8.2 |
68.0 |
2.7 |
86.1 |
13.9 |
Old Republic Ins Group |
16.1 |
Nationwide Group |
8.5 |
NV |
28 |
34 |
419 |
492,197 |
1.1 |
43.7 |
90.9 |
11.0 |
68.7 |
31.3 |
Progressive Ins Group |
15.3 |
Allstate Ins Group |
15.2 |
NH |
44 |
44 |
360 |
156,248 |
0.3 |
5.6 |
56.8 |
2.9 |
81.1 |
18.9 |
W. R. Berkley Ins Group |
16.7 |
Liberty Mutual Ins Cos |
10.0 |
NJ |
7 |
7 |
443 |
1,730,131 |
3.8 |
8.9 |
74.6 |
7.9 |
74.8 |
25.2 |
Progressive Ins Group |
10.5 |
Allstate Ins Group |
8.3 |
NM |
37 |
37 |
400 |
259,767 |
0.6 |
14.8 |
58.2 |
6.0 |
78.7 |
21.3 |
Progressive Ins Group |
14.0 |
Travelers Group |
9.5 |
NY |
4 |
4 |
438 |
2,842,337 |
6.3 |
5.5 |
74.5 |
9.6 |
81.6 |
18.4 |
Amer Transit Ins Co |
12.3 |
Progressive Ins Group |
8.9 |
NC |
10 |
11 |
468 |
1,121,099 |
2.5 |
13.2 |
68.2 |
3.3 |
85.5 |
14.5 |
Progressive Ins Group |
11.4 |
Natl Gen Companies |
6.5 |
ND |
41 |
42 |
363 |
185,451 |
0.4 |
8.5 |
55.1 |
2.2 |
84.7 |
15.3 |
Old Republic Ins Group |
12.1 |
Progressive Ins Group |
9.2 |
OH |
9 |
9 |
503 |
1,227,662 |
2.7 |
10.0 |
58.8 |
3.7 |
90.6 |
9.4 |
Progressive Ins Group |
12.2 |
Cincinnati Ins Cos |
8.3 |
OK |
25 |
25 |
410 |
587,796 |
1.3 |
11.4 |
60.0 |
5.9 |
77.8 |
22.3 |
Progressive Ins Group |
11.7 |
Travelers Group |
9.7 |
OR |
30 |
29 |
413 |
485,166 |
1.1 |
10.1 |
67.3 |
5.0 |
65.8 |
34.3 |
Liberty Mutual Ins Cos |
17.4 |
Progressive Ins Group |
11.6 |
PA |
6 |
6 |
518 |
1,808,042 |
4.0 |
8.5 |
61.7 |
4.9 |
82.1 |
17.9 |
Progressive Ins Group |
10.6 |
Erie Ins Group |
10.0 |
RI |
48 |
48 |
334 |
131,301 |
0.3 |
10.2 |
66.0 |
3.8 |
79.8 |
20.2 |
Progressive Ins Group |
11.9 |
Travelers Group |
8.4 |
SC |
26 |
26 |
473 |
567,542 |
1.3 |
11.1 |
67.3 |
4.3 |
82.9 |
17.1 |
Progressive Ins Group |
12.5 |
Auto-Owners Ins Group |
6.4 |
SD |
46 |
45 |
368 |
149,322 |
0.3 |
9.3 |
58.5 |
2.6 |
85.9 |
14.1 |
Old Republic Ins Group |
13.7 |
Acuity, A Mutual Ins Co |
8.4 |
TN |
16 |
17 |
503 |
829,157 |
1.8 |
13.2 |
64.2 |
5.2 |
88.0 |
12.0 |
Progressive Ins Group |
10.8 |
Travelers Group |
6.7 |
TX |
2 |
2 |
538 |
4,636,396 |
10.2 |
12.0 |
78.2 |
7.6 |
81.9 |
18.2 |
Progressive Ins Group |
16.8 |
Travelers Group |
5.3 |
UT |
35 |
35 |
413 |
372,655 |
0.8 |
9.4 |
67.8 |
4.5 |
80.8 |
19.2 |
Progressive Ins Group |
9.6 |
Auto-Owners Ins Group |
8.0 |
VT |
51 |
51 |
339 |
78,450 |
0.2 |
4.3 |
50.9 |
2.5 |
80.3 |
19.7 |
W. R. Berkley Ins Group |
12.4 |
Progressive Ins Group |
12.0 |
VA |
13 |
13 |
482 |
869,997 |
1.9 |
12.5 |
62.2 |
4.4 |
85.0 |
15.0 |
Progressive Ins Group |
12.5 |
Erie Ins Group |
8.4 |
WA |
14 |
16 |
439 |
855,005 |
1.9 |
15.8 |
64.0 |
4.7 |
67.2 |
32.8 |
Liberty Mutual Ins Cos |
16.2 |
Progressive Ins Group |
10.7 |
WV |
39 |
39 |
373 |
210,083 |
0.5 |
4.9 |
62.2 |
3.6 |
88.8 |
11.3 |
Erie Ins Group |
11.9 |
Travelers Group |
11.6 |
WI |
23 |
21 |
464 |
679,998 |
1.5 |
6.3 |
60.3 |
4.2 |
89.6 |
10.4 |
Acuity, A Mutual Ins Co |
8.8 |
West Bend Mutual Ins Co |
7.3 |
WY |
49 |
49 |
344 |
113,285 |
0.2 |
19.1 |
66.4 |
2.7 |
82.8 |
17.2 |
Progressive Ins Group |
13.4 |
Travelers Group |
10.5 |
Guam |
55 |
55 |
22 |
9,277 |
0.0 |
-15.4 |
33.8 |
5.7 |
100.0 |
0.0 |
DB Ins US Group |
35.1 |
Pacific Indemnity Ins Co |
19.9 |
Puerto Rico |
42 |
38 |
63 |
175,371 |
0.4 |
-16.6 |
45.8 |
1.9 |
86.8 |
13.2 |
Universal Ins Group of Puerto Rico |
26.8 |
MAPFRE North America Group |
21.5 |
U.S. Virgin Is. |
56 |
56 |
30 |
6,495 |
0.0 |
20.9 |
38.3 |
4.4 |
99.1 |
0.9 |
Guardian Ins Group |
61.4 |
Topa Ins Group |
28.4 |
Canada |
50 |
50 |
32 |
99,956 |
0.2 |
19.3 |
45.3 |
8.2 |
78.0 |
22.0 |
CNA Ins Cos |
29.4 |
Liberty Mutual Ins Cos |
21.4 |
Other |
54 |
54 |
87 |
44,684 |
0.1 |
73.0 |
35.6 |
-5.1 |
99.3 |
0.8 |
Natl Unity Ins Co |
30.7 |
New Horizon Ins Co |
27.1 |
N. Mariana Is. |
57 |
57 |
6 |
1,218 |
0.0 |
6.7 |
17.0 |
35.4 |
100.0 |
0.0 |
DB Ins US Group |
52.9 |
Tokio Marine US PC Group |
35.3 |
Grand Total |
|
|
1,100 |
$45,400,720 |
100.0 |
11.5 |
69.6 |
6.2 |
81.9 |
18.1 |
Progressive Ins Group |
12.3 |
Travelers Group |
6.2th
|
1. ALR: Adjusted loss ratio is direct losses incurred divided by the difference between direct premium earned and dividends paid to policyholder.
2. DDCCE: Direct defense and cost containment expense ratio is the former allocated loss adjustment expense (ALAE) ratio.
3. Insurers that distribute primarily through independent agents.
4. Insurers that distribute primarily through a direct-selling system or an exclusive agency system.
Note: Data for some companies in this report has been received from the NAIC.
Source: — State/Line (P/C Lines) - P/C, US; Data as of: July 17, 2020