Best's Review


AM Best Research & Commentary
COVID-19 Exposed Insurers’ ERM Shortcomings

AM Best also comments on the UK High Court’s ruling in the Financial Conduct Authority’s test case on business interruption insurance.
  • November 2020
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A selection of recent industry research:


Market Segment Report: Title Insurance Market Perseveres Amid Upheaval and Economic Uncertainty

The title insurance segment has been resilient amid the pandemic and the economic slowdown.

October 6, 2020 - 15 Pages


Market Segment Report: Nigeria's Insurance Market Offers Significant Potential Despite Headwinds

Nigeria's oil and gas reserves and its population demographic hint at the potential for its insurance sector.

October 5, 2020 - 10 Pages


Special Report: Mid-Year Rating Changes Mixed as P/C Insurers Manage Challenging Market Dynamics

Affirmations were again the most common rating action, and most rating outlooks remained at Stable.

September 28, 2020 - 10 Pages


Special Report: COVID-19 Drives Up Medicaid Enrollment as State Budgets Are Pressured

Possible rate cuts could pressure revenue streams as the economic toll of the pandemic hits state budgets.

September 28, 2020 - 10 Pages


Special Report: COVID-19 Highlights Weaknesses in Insurers' Enterprise Risk Management

Insurers cannot expect to be immune to economic slumps and supply chain disruptions.

September 24, 2020 - 9 Pages


Market Segment Report: MENA Reinsurers Strive to Adapt to Testing Conditions

In general, MENA regional reinsurers have demonstrated resilience in a difficult operating environment.

September 22, 2020 - 6 Pages


Market Segment Report: Caribbean P/C Insurers Suffer Double Blow from Rising Reinsurance Rates and COVID-19

The entire Caribbean is being threatened more by COVID-19 than by storms this year.

September 18, 2020 - 12 Pages


Market Segment Report: Expanding Opportunities Bolster Surplus Lines Growth and Operating Results

The surplus lines composite generated far more favorable underwriting results in 2019 over 2018, in addition to the usual pretax and net profits.

September 10, 2020 - 68 Pages

AM Best Commentary

Commentary: Potentially Severe Flood Losses from Hurricane Sally

The gap between economic and insured losses is likely to be significant.

September 17, 2020 - 3 Pages


Commentary: UK COVID-19 Business Interruption Court Ruling Brings Greater Clarity but Questions Remain

Following the English High Court's judgment in the UK Financial Conduct Authority's (FCA) business interruption (BI) insurance test case, AM Best expects COVID-19-related BI claims to have a material impact on UK commercial property insurers' 2020 earnings.

September 15, 2020 - 3 Pages

Best's Insurance News & Analysis subscribers can download PDF copies of all Best's Special Reports, Best's Commentaries and Best's Market Segment Reports along with supporting spreadsheet data at

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