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2026 Best's Rankings: US Auto Physical Damage Writers See 1.3% Direct Premiums Hike

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OLDWICK, N.J. //BestWire// - Most of the top 10 writers of U.S. property/casualty 2025 automobile physical damage direct premiums written retained their positions with little change while one top 10 writer saw a double-digit premium drop, according to a new Best's Rankings.



For the total U.S. P/C industry, auto physical damage DPW rose 1.3% to $177.40 billion in 2025.

The top 100 writers saw DPW rise 1.6% to $172.07 billion. For the top 25 writers, DPW rose 1.4% to $149.50 billion.

State Farm Group retained its top position as its DPW fell 1.7% to $31.76 billion.

Second-ranked Progressive Insurance Group's DPW rose 9.7% to $29.28 billion. For Berkshire Hathaway Insurance at No. 3, DPW rose 3.4% to $18.65 billion.

Liberty Mutual Insurance Cos. retained its No. 7 ranking even as it DPW fell 14.1% to $4.88 billion.

The Best's Ranking measures 2025 DPW; percentage change from the previous year; market share and adjusted loss ratios for the previous three years; and auto physical damage as a percentage of company premiums.

Subscribers can access the report and data here.

AM Best data sourced from Best’s Financial Suite, US.

Learn more about Best’s News and Research Service.

(By David Pilla, news editor, BestWire: David.Pilla@ambest.com)


Premiums United States Best's Rankings Personal Automobile Insurance


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