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A.M. Best Affirms Rating of Delta Dental Plan of New Jersey


CONTACTS:

Analyst

Richard Shaw

(908) 439-2200, ext. 5416

richard.shaw@ambest.com
Public Relations

Jim Peavy

(908) 439-2200, ext. 5644

james.peavy@ambest.com

Rachelle Striegel

(908) 439-2200, ext. 5378

rachelle.striegel@ambest.com


FOR IMMEDIATE RELEASE

OLDWICK, N.J. - OCTOBER 08, 2004 12:00 AM (EDT)
A.M. Best Co. has affirmed the financial strength rating of A (Excellent) of Delta Dental Plan of New Jersey, Inc. (DDPNJ) (Parsippany, NJ).

The rating of DDPNJ reflects its very good risk-based capital, increasing enrollment and favorable earnings trends. Offsetting these strengths is DDPNJ's geographic concentration of business in a single state and a highly competitive market in both insured and Administrative Service Only (ASO) lines of business.

This rating is based on public information and incorporates a review of balance sheet strength, operating performance and business profile.

For current Best's Ratings, independent data and analysis on more than 1,050 health companies and more than 130 HMO industry composites, please visit Best's Health Center.

A.M. Best Co., established in 1899, is the world's oldest and most authoritative insurance rating and information source.

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AMB# Company Name
060194 Delta Dental of New Jersey, Inc.