AM Best


A.M. Best Upgrades Ratings of Grain Dealers Mutual Insurance Company


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Kevin Dorsey

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kevin.dorsey@ambest.com



Rick Decker

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Public Relations

Rachelle Morrow

(908) 439-2200, ext. 5378

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Jim Peavy

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FOR IMMEDIATE RELEASE

OLDWICK, N.J. - APRIL 19, 2010 12:00 AM (EDT)
A.M. Best Co. has upgraded the financial strength rating to A (Excellent) from B+ (Good) and issuer credit rating to "a" from "bbb-" of Grain Dealers Mutual Insurance Company (Grain Dealers Mutual) (Indianapolis, IN). The outlook for both ratings has been revised to stable from positive.

The upgrading of Grain Dealers Mutual's ratings is a result of it becoming a fully reinsured affiliate of NGM Insurance Company (NGM) via a 100% quota share agreement effective January 1, 2010. Because Grain Dealers Mutual is affiliated with NGM, it became a member of the Main Street America Group.

For Best's Credit Ratings, an overview of the rating process and rating methodologies, please visit Best's Ratings & Analysis.

The principal methodologies used in determining these ratings, including any additional methodologies and factors that may have been considered, can be found at Best's Credit Rating Methodology.

Founded in 1899, A.M. Best Company is a global full-service credit rating organization dedicated to serving the financial and health care service industries, including insurance companies, banks, hospitals and health care system providers.

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