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Best's Rankings
Top 25 U.S. Fire and Allied Writers — 2021 Edition

The insurers were ranked by 2020 direct premiums written
  • December 2021
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($ Thousands)

2020
Rank
2019
Rank
Company / Group AMB# 2020
Direct
Premiums
Written
% Change
in Premiums
Market Share (%) Adjusted Loss Ratios % of
Company
Premiums
2020 2019 2018 2020 2019 2018
1 1 Zurich Ins US PC Group 018549 $3,894,179 13.9 7.3 7.2 7.2 113.7 84.3 80.2 28.6
2 2 Chubb INA Group 018498 3,328,448 7.0 6.2 6.5 6.7 83.9 59.9 64.8 13.8
3 4 FM Global Group 018502 3,264,053 31.7 6.1 5.2 4.7 48.5 50.9 134.8 63.6
4 3 Sompo Hldgs US Group 018878 2,857,365 13.8 5.4 5.3 5.3 105.4 104.2 76.4 53.2
5 5 Amer Intl Group 018540 2,640,526 10.6 4.9 5.0 5.5 85.1 64.5 70.9 19.6
6 6 QBE North America Ins Group 005658 2,191,351 16.4 4.1 4.0 4.0 93.3 92.0 58.4 46.3
7 8 Travelers Group 018674 1,791,018 11.7 3.4 3.4 3.3 40.3 57.9 67.8 6.2
8 7 Assurant P&C Group 018523 1,697,363 -0.8 3.2 3.6 3.9 34.0 39.9 52.0 20.4
9 9 Liberty Mutual Ins Cos 000060 1,345,725 3.7 2.5 2.7 2.9 65.2 48.9 34.1 3.7
10 10 Farmers Ins Group 000032 1,292,219 6.1 2.4 2.6 2.6 50.1 44.1 48.6 5.5
11 19 Berkshire Hathaway Ins 000811 1,120,091 37.2 2.1 1.7 1.5 55.6 50.3 67.1 2.4
12 11 Great Amer P & C Ins Group 004835 1,059,894 -0.7 2.0 2.2 2.4 67.3 83.5 55.6 15.8
13 16 Allianz US PC Ins Companies 018429 1,019,101 22.1 1.9 1.8 1.4 81.4 50.6 94.8 20.2
14 12 XL Reins America Group 018557 1,017,381 14.3 1.9 1.9 1.5 107.7 84.8 85.0 14.5
15 13 Fairfax Financial (USA) Group 003116 1,008,731 15.2 1.9 1.8 1.5 94.7 68.7 108.3 13.5
16 17 Tokio Marine US PC Group 018733 918,856 10.6 1.7 1.8 2.1 74.0 91.6 75.9 10.0
17 15 USAA Group 004080 877,720 4.6 1.6 1.8 1.8 49.7 53.2 80.1 3.6
18 18 CA Earthquake Authority 012534 843,756 2.8 1.6 1.7 1.8 -0.3 0.0 0.0 100.0
19 14 FMH Ins Group 018171 826,256 -3.0 1.6 1.8 1.8 77.9 101.9 64.8 98.2
20 20 Wright National Flood Insurance Company 012582 728,109 4.5 1.4 1.5 1.4 25.4 48.9 11.6 100.0
21 21 Swiss Reins Group 003262 716,510 12.6 1.3 1.3 1.1 70.6 82.1 67.7 31.7
22 26 Starr Intl Group 018756 714,518 55.3 1.3 1.0 0.7 70.5 74.5 65.4 18.7
23 24 Alleghany Corp Group 018640 656,393 23.8 1.2 1.1 0.9 70.1 36.2 55.7 30.1
24 22 Selective Ins Group 003926 640,082 8.1 1.2 1.2 1.3 53.4 43.2 57.8 20.0
25 23 Nationwide Group 005987 627,716 7.6 1.2 1.2 1.3 67.8 41.5 86.7 3.4
Top 25 Writers $37,077,361 12.5 69.4 69.3 68.9 73.8 67.5 71.0 12.3
Total U.S. P/C Industry $53,425,229 12.3 100.0 100.0 100.0 69.1 61.5 69.9 7.3

Reflects Grand Total (includes Canada and U.S. Territories).

Source: BestLink logo — State/Line (P/C Lines) - P/C, US; data as of: Oct. 1, 2021



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