Best's Rankings
US Homeowners Multiple Peril — 2021 Direct Premiums Written — 2022 Edition
Insurers were ranked by 2021 direct premiums written.
($ Thousands)
2021
Rank |
2020
Rank |
Company/Group |
AMB# |
2021
Direct
Premiums
Written |
%
Change in
Premiums |
Market Share (%) |
Adjusted Loss Ratios |
% of
Company
Premiums |
| 2021 |
2020 |
2019 |
2021 |
2020 |
2019 |
| 1 |
1 |
State Farm Group |
000088 |
$22,046,155 |
11.8 |
18.4 |
17.8 |
17.9 |
68.7 |
71.5 |
58.8 |
31.4 |
| 2 |
2 |
Allstate Ins Group |
000008 |
10,500,630 |
7.4 |
8.8 |
8.8 |
9.2 |
73.4 |
54.9 |
51.9 |
25.4 |
| 3 |
3 |
Liberty Mutual Ins Cos |
000060 |
8,382,682 |
10.2 |
7.0 |
6.9 |
6.9 |
68.0 |
60.7 |
51.9 |
20.2 |
| 4 |
4 |
USAA Group |
004080 |
7,988,445 |
8.5 |
6.7 |
6.7 |
6.6 |
76.8 |
69.2 |
68.4 |
31.6 |
| 5 |
5 |
Farmers Ins Group |
000032 |
7,608,035 |
6.4 |
6.4 |
6.5 |
6.8 |
71.0 |
71.7 |
40.9 |
30.4 |
| 6 |
6 |
Travelers Group |
018674 |
5,557,121 |
14.2 |
4.6 |
4.4 |
4.1 |
65.9 |
60.5 |
55.8 |
18.0 |
| 7 |
7 |
Amer Family Ins Group |
000124 |
5,001,632 |
12.6 |
4.2 |
4.0 |
3.9 |
62.4 |
62.3 |
61.8 |
39.8 |
| 8 |
8 |
Nationwide Group |
005987 |
3,522,394 |
5.3 |
2.9 |
3.0 |
3.1 |
72.5 |
75.4 |
57.5 |
18.1 |
| 9 |
9 |
Chubb INA Group |
018498 |
3,210,874 |
3.1 |
2.7 |
2.8 |
2.9 |
61.2 |
56.4 |
62.5 |
11.8 |
| 10 |
10 |
Progressive Ins Group |
000780 |
2,217,188 |
16.9 |
1.9 |
1.7 |
1.6 |
77.3 |
77.2 |
67.0 |
4.6 |
| 11 |
12 |
Erie Ins Group |
004283 |
1,956,184 |
8.1 |
1.6 |
1.6 |
1.7 |
63.9 |
62.2 |
68.5 |
24.9 |
| 12 |
11 |
Auto-Owners Ins Group |
004354 |
1,915,941 |
4.7 |
1.6 |
1.7 |
1.7 |
61.1 |
62.5 |
56.2 |
19.3 |
| 13 |
13 |
Universal Ins Hldgs Group |
018752 |
1,582,352 |
10.5 |
1.3 |
1.3 |
1.2 |
66.6 |
67.2 |
82.3 |
94.7 |
| 14 |
24 |
Citizens Property Ins Corporation |
011712 |
1,260,866 |
68.1 |
1.1 |
0.7 |
0.5 |
44.4 |
48.1 |
73.8 |
69.5 |
| 15 |
14 |
Amer Intl Group |
018540 |
1,068,007 |
-3.8 |
0.9 |
1.0 |
1.1 |
-13.5 |
48.0 |
86.3 |
7.2 |
| 16 |
21 |
Tokio Marine US PC Group |
018733 |
1,057,312 |
26.9 |
0.9 |
0.8 |
0.7 |
76.0 |
57.9 |
67.7 |
10.3 |
| 17 |
15 |
CSAA Ins Group |
018460 |
1,053,685 |
7.4 |
0.9 |
0.9 |
0.9 |
61.1 |
77.8 |
25.1 |
25.1 |
| 18 |
16 |
Amica Mutual Group |
018522 |
964,274 |
1.6 |
0.8 |
0.9 |
0.9 |
73.5 |
63.0 |
57.3 |
42.4 |
| 19 |
19 |
Heritage Ins Hldgs Group |
018891 |
915,520 |
1.5 |
0.8 |
0.8 |
0.8 |
57.7 |
53.7 |
63.6 |
78.1 |
| 20 |
18 |
Hartford Ins Group |
000048 |
909,829 |
-1.8 |
0.8 |
0.8 |
0.9 |
46.6 |
10.3 |
44.0 |
6.7 |
| 21 |
20 |
Auto Club Enterprises Ins Group |
018515 |
890,840 |
4.2 |
0.7 |
0.8 |
0.8 |
64.2 |
42.0 |
52.4 |
19.1 |
| 22 |
17 |
United Ins Group |
018881 |
814,525 |
-12.9 |
0.7 |
0.9 |
0.8 |
109.0 |
84.2 |
67.1 |
60.7 |
| 23 |
28 |
Mercury Gen Group |
004524 |
810,343 |
20.3 |
0.7 |
0.6 |
0.6 |
61.4 |
62.6 |
53.3 |
20.9 |
| 24 |
23 |
Assurant P&C Group |
018523 |
809,285 |
7.3 |
0.7 |
0.7 |
0.7 |
44.7 |
49.9 |
38.6 |
9.0 |
| 25 |
22 |
COUNTRY Financial PC Group |
000302 |
792,212 |
5.0 |
0.7 |
0.7 |
0.7 |
59.7 |
79.9 |
65.2 |
28.4 |
|
|
Top 25 Writers |
|
$92,836,331 |
9.4 |
77.5 |
76.8 |
77.0 |
67.7 |
64.8 |
57.0 |
21.5 |
|
|
Total U.S. P/C Industry |
|
$119,742,721 |
8.3 |
100.0 |
100.0 |
100.0 |
69.1 |
66.8 |
58.5 |
15.0 |
Reflects Grand Total (includes Canada and U.S. Territories).
Source: 
— State/Line (P/C Lines) - P/C, US; data as of June 9, 2022
