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Best's Rankings
US Commercial Auto — Top Writers by State, Canada and US Territories — 2022 Edition

Insurers were ranked by 2021 direct premiums written.
  • October 2022

($ Thousands)

State 2021
Rank
2020
Rank
No
of
Cos
Direct
Premiums
Written
% of
Grand
Total
Premium
%
Change
ALR1 DDCCE2 Market Share Leading Writer %
Market
Share
Second Leader %
Market
Share
Agency
Writer3
Direct
Writer4
AL 24 24 479 $776,270 1.4 13.5 60.8 5.3 85.0 15.0 Progressive Ins Group 18.2 Auto-Owners Ins Group 8.8
AK 52 52 280 86,151 0.2 13.3 38.6 -0.4 74.0 26.0 CopperPoint Ins Group 14.1 Western Natl Ins Group 13.5
AZ 19 20 488 933,092 1.7 18.6 62.1 4.3 79.4 20.6 Progressive Ins Group 13.0 Travelers Group 6.0
AR 33 33 448 490,623 0.9 8.7 56.9 3.5 81.7 18.3 Progressive Ins Group 17.3 Travelers Group 6.0
CA 1 1 490 6,125,561 11.3 23.6 69.7 7.6 82.6 17.4 Progressive Ins Group 14.1 Travelers Group 6.4
CO 20 19 468 909,043 1.7 12.2 56.1 4.1 80.6 19.4 Progressive Ins Group 18.2 Travelers Group 6.5
CT 31 30 405 558,336 1.0 14.6 59.3 5.2 78.9 21.1 Progressive Ins Group 12.8 Liberty Mutual Ins Cos 8.0
DE 43 46 397 185,458 0.3 20.8 60.4 1.9 88.5 11.5 Great Amer P & C Ins Group 15.5 Progressive Ins Group 12.5
DC 54 54 341 63,150 0.1 36.9 54.6 1.8 71.0 29.1 Progressive Ins Group 16.8 Farmers Ins Group 16.8
FL 3 3 494 4,407,402 8.2 22.9 77.1 7.5 86.0 14.1 Progressive Ins Group 23.9 Auto-Owners Ins Group 8.6
GA 6 7 557 2,157,332 4.0 25.8 71.4 5.5 81.6 18.4 Progressive Ins Group 20.0 Auto-Owners Ins Group 5.3
HI 48 48 245 125,716 0.2 11.5 41.6 2.5 89.9 10.2 Tokio Marine US PC Group 22.1 Island Ins Group 13.4
ID 38 38 384 279,531 0.5 14.4 58.0 2.7 77.8 22.2 Progressive Ins Group 13.6 Old Republic Ins Group 9.0
IL 5 5 548 2,314,952 4.3 21.6 57.6 4.8 86.2 13.9 Progressive Ins Group 14.4 Travelers Group 5.8
IN 13 13 526 1,058,333 2.0 18.2 58.7 4.8 87.0 13.0 Progressive Ins Group 13.5 Auto-Owners Ins Group 5.0
IA 29 29 460 566,805 1.1 12.2 59.3 4.5 90.2 9.8 Progressive Ins Group 10.0 Old Republic Ins Group 8.5
KS 35 34 455 451,997 0.8 10.3 54.6 2.7 82.8 17.3 Progressive Ins Group 12.9 Nationwide Group 8.0
KY 28 28 466 572,973 1.1 12.2 57.5 4.0 82.3 17.7 Progressive Ins Group 10.2 Travelers Group 6.9
LA 17 17 422 989,682 1.8 15.3 79.2 9.5 80.7 19.3 Progressive Ins Group 14.5 Skyward Specialty Ins Group 8.2
ME 42 42 336 190,469 0.4 8.8 49.2 2.1 85.4 14.6 W. R. Berkley Ins Group 16.8 Progressive Ins Group 10.8
MD 21 21 475 898,492 1.7 20.2 53.6 3.6 86.9 13.1 Progressive Ins Group 17.4 Erie Ins Group 11.1
MA 12 12 370 1,100,374 2.0 13.9 43.9 2.7 88.8 11.2 MAPFRE North America Group 13.5 Safety Group 11.2
MI 11 10 476 1,249,727 2.3 4.8 56.7 6.1 84.0 16.0 Auto-Owners Ins Group 8.0 Progressive Ins Group 7.8
MN 22 22 457 801,827 1.5 11.8 55.3 3.4 87.5 12.5 Old Republic Ins Group 11.0 Progressive Ins Group 8.9
MS 32 31 433 535,960 1.0 15.6 58.9 5.4 83.7 16.3 Progressive Ins Group 17.6 Travelers Group 7.5
MO 18 18 477 934,382 1.7 14.1 59.6 3.9 79.5 20.5 Progressive Ins Group 12.8 Travelers Group 7.9
MT 39 40 374 226,772 0.4 9.8 46.6 2.9 80.3 19.7 Progressive Ins Group 13.0 Old Republic Ins Group 9.5
NE 36 36 421 376,992 0.7 10.2 52.5 3.1 87.7 12.3 Old Republic Ins Group 16.0 Progressive Ins Group 10.3
NV 27 32 438 589,672 1.1 30.1 74.6 6.5 73.8 26.2 Progressive Ins Group 19.1 Farmers Ins Group 11.7
NH 45 44 364 180,673 0.3 8.5 35.1 1.5 83.5 16.5 W. R. Berkley Ins Group 17.3 Progressive Ins Group 8.2
NJ 8 8 472 2,021,403 3.7 19.1 70.8 6.8 80.1 19.9 Progressive Ins Group 19.0 Selective Ins Group 6.4
NM 37 37 411 291,274 0.5 12.8 57.4 4.8 81.7 18.3 Progressive Ins Group 17.4 Travelers Group 8.4
NY 4 4 447 3,088,030 5.7 9.3 68.2 8.8 81.3 18.8 Progressive Ins Group 11.8 Amer Transit Ins Co 8.2
NC 10 11 495 1,366,181 2.5 22.0 59.9 5.2 79.7 20.3 Progressive Ins Group 15.8 Allstate Ins Group 8.2
ND 44 43 384 181,259 0.3 4.2 47.8 2.2 86.3 13.7 Progressive Ins Group 11.4 Old Republic Ins Group 9.9
OH 9 9 543 1,530,591 2.8 18.0 52.5 4.0 91.3 8.8 Progressive Ins Group 18.9 Cincinnati Ins Cos 7.4
OK 26 26 436 651,501 1.2 10.9 52.2 3.7 79.0 21.0 Progressive Ins Group 15.3 Travelers Group 9.2
OR 30 27 430 562,472 1.0 9.6 51.0 3.4 70.9 29.1 Progressive Ins Group 14.8 Liberty Mutual Ins Cos 11.7
PA 7 6 553 2,078,291 3.9 15.6 55.8 5.1 89.1 10.9 Progressive Ins Group 19.2 Erie Ins Group 9.3
RI 47 47 347 148,658 0.3 11.2 51.3 2.8 80.4 19.6 Progressive Ins Group 15.4 Selective Ins Group 7.0
SC 25 25 480 724,863 1.3 20.8 69.5 4.8 83.3 16.7 Progressive Ins Group 17.4 Auto-Owners Ins Group 6.2
SD 46 45 374 178,577 0.3 9.7 56.9 2.6 84.5 15.5 Old Republic Ins Group 13.7 Acuity, A Mutual Ins Co 8.7
TN 16 16 536 1,000,682 1.9 13.1 55.7 4.5 86.4 13.7 Progressive Ins Group 12.7 Travelers Group 6.5
TX 2 2 580 5,888,179 10.9 20.9 79.7 9.1 82.6 17.4 Progressive Ins Group 22.3 Berkshire Hathaway Ins 4.9
UT 34 35 427 460,445 0.9 14.4 59.8 5.4 82.4 17.6 Progressive Ins Group 13.2 Auto-Owners Ins Group 9.5
VT 51 51 340 88,697 0.2 7.3 37.2 1.6 83.0 17.0 Progressive Ins Group 13.1 W. R. Berkley Ins Group 12.4
VA 14 14 502 1,034,299 1.9 15.8 58.2 3.3 84.4 15.6 Progressive Ins Group 16.6 Erie Ins Group 8.3
WA 15 15 455 1,016,193 1.9 14.6 58.2 4.4 73.2 26.8 Progressive Ins Group 16.3 Liberty Mutual Ins Cos 11.2
WV 40 41 391 201,664 0.4 3.8 41.4 2.8 86.4 13.6 Progressive Ins Group 13.0 Erie Ins Group 12.6
WI 23 23 476 799,835 1.5 11.6 51.2 3.0 90.3 9.7 Acuity, A Mutual Ins Co 8.9 Progressive Ins Group 8.0
WY 49 49 353 121,227 0.2 10.6 52.2 2.0 83.9 16.2 Progressive Ins Group 18.7 Travelers Group 10.3
Guam 55 55 23 9,926 0.0 -2.5 30.1 4.1 100.0 0.0 DB Ins US Group 22.9 Pacific Indemnity Ins Co 20.2
Puerto Rico 41 39 60 190,797 0.4 -19.9 32.7 1.3 84.9 15.1 Universal Ins Group of Puerto Rico 23.9 MAPFRE North America Group 18.7
U.S. Virgin Is. 56 56 32 6,043 0.0 7.2 20.3 1.4 99.5 0.6 Guardian Ins Group 56.5 Topa Ins Group 28.4
Canada 50 50 33 120,164 0.2 16.5 36.2 -2.4 69.5 30.5 CNA Ins Cos 27.1 Liberty Mutual Ins Cos 27.0
Other 53 53 80 74,998 0.1 47.3 39.3 6.7 100.1 -0.1 New Horizon Ins Co 40.3 Natl Unity Ins Co 30.7
N. Mariana Is. 57 57 5 938 0.0 23.9 46.8 7.1 100.0 0.0 Tokio Marine US PC Group 48.5 DB Ins US Group 42.6
Grand Total 1,124 $53,974,934 100.0 17.2 64.1 5.9 83.4 16.6 Progressive Ins Group 16.1 Travelers Group 5.5

1. ALR: Adjusted loss ratio is direct losses incurred divided by the difference between direct premium earned and dividends paid to policyholder.

2. DDCCE: Direct defense and cost containment expense ratio is the former allocated loss adjustment expense (ALAE) ratio.

3. Insurers that distribute primarily through independent agents.

4. Insurers that distribute primarily through a direct-selling system or an exclusive agency system.

Note: Data for some companies in this report has been received from the NAIC.

Source: BestLink logo— State/Line (P/C Lines) - P/C, US; data as of July 15, 2022.



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