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AM BEST'S MONTHLY INSURANCE MAGAZINE



Best's Rankings
Top 25 US Auto Liability Writers — 2022 Edition

Insurers were ranked by 2021 direct premiums written.
  • October 2022

($ Thousands)

2021
Rank
2020
Rank
Company / Group AMB# 2021
Direct
Premiums
Written
%
Change
in
Premiums
Market Share (%) Adjusted Loss Ratios % of
Company
Premiums
2021 2020 2019 2021 2020 2019
1 1 Progressive Ins Group 000780 $29,670,687 14.6 15.3 14.1 13.2 61.1 54.0 61.7 61.3
2 2 State Farm Group 000088 24,392,421 1.4 12.5 13.1 13.5 65.8 54.1 57.4 34.7
3 3 Berkshire Hathaway Ins 000811 23,714,405 9.9 12.2 11.8 12.1 69.1 66.0 77.0 46.0
4 4 Allstate Ins Group 000008 16,241,426 2.3 8.4 8.7 9.0 74.2 56.1 63.2 39.2
5 6 Liberty Mutual Ins Cos 000060 9,308,872 6.8 4.8 4.8 4.7 63.8 63.6 72.2 22.4
6 5 USAA Group 004080 8,610,175 -1.8 4.4 4.8 4.6 81.9 68.9 87.9 34.1
7 7 Farmers Ins Group 000032 8,185,161 3.9 4.2 4.3 4.5 62.0 58.7 63.5 32.7
8 8 Travelers Group 018674 5,524,337 6.3 2.8 2.8 2.8 58.2 60.7 65.6 17.9
9 9 Nationwide Group 005987 4,428,023 -2.6 2.3 2.5 2.6 62.5 66.1 62.3 22.8
10 10 Amer Family Ins Group 000124 3,463,471 3.8 1.8 1.8 2.0 56.8 55.4 67.3 27.5
11 11 Kemper PC Companies 018908 3,104,182 8.1 1.6 1.6 1.5 74.6 59.1 62.5 63.6
12 12 Auto-Owners Ins Group 004354 2,847,311 4.0 1.5 1.5 1.5 60.6 62.3 67.0 28.7
13 13 Erie Ins Group 004283 2,200,522 -1.5 1.1 1.2 1.2 65.4 57.8 75.0 28.0
14 14 Auto Club Enterprises Ins Group 018515 2,053,364 2.9 1.1 1.1 1.1 74.7 64.8 74.6 44.0
15 15 Hartford Ins Group 000048 1,953,790 7.6 1.0 1.0 1.1 59.8 59.2 66.4 14.4
16 16 Mercury Gen Group 004524 1,742,182 2.6 0.9 0.9 1.0 60.5 50.2 62.7 45.0
17 17 CSAA Ins Group 018460 1,612,993 3.0 0.8 0.9 0.9 52.9 52.5 63.2 38.5
18 18 Old Republic Ins Group 000734 1,547,894 10.2 0.8 0.8 0.6 68.6 77.0 78.5 30.0
19 19 Sentry Ins Group 000086 1,534,084 9.6 0.8 0.8 0.7 60.8 59.0 64.2 50.8
20 22 Chubb INA Group 018498 1,256,644 9.5 0.7 0.6 0.7 65.2 69.0 60.3 4.6
21 21 Zurich Ins US PC Group 018549 1,240,241 -0.9 0.6 0.7 0.6 72.5 83.5 68.4 8.3
22 20 Auto Club Group 000312 1,196,150 -5.1 0.6 0.7 0.8 63.3 65.1 64.2 42.4
23 23 Hanover Ins Group Prop & Cas Cos 004861 956,887 1.3 0.5 0.5 0.5 46.8 65.2 73.8 17.6
24 26 Amer Intl Group 018540 907,169 10.7 0.5 0.5 0.4 72.3 75.7 98.9 6.1
25 24 Cincinnati Ins Cos 004294 891,564 2.8 0.5 0.5 0.5 50.1 53.9 60.2 14.8
Top 25 Writers $158,583,955 5.8 81.5 81.8 81.9 66.0 59.5 66.7 32.1
Total U.S. P/C Industry $194,496,268 6.1 100.0 100.0 100.0 66.0 59.9 67.5 24.4

Reflects Grand Total (includes Canada and U.S. Territories).

Source: BestLink logo— State/Line (P/C Lines) - P/C, US; data as of July 15, 2022.



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