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Best's Journal Archive

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Best's Journal - June 1, 2021 Edition
This month, we followed up on our innovation reports from last year, especially in light of the emergence of COVID-19.
June 01, 2021 - 161 Pages       
Best's Journal - May 3, 2021 Edition
In this month’s issue: We updated our outlooks on the insurance markets in France, Germany, Italy, Spain, and the UK, as well as Guatemala and Peru; and reviewed the D&O and inland marine lines and the many difficulties the two segments face. We also looked at the 2020 financial results for the life/annuity and property/casualty insurers in the US; the ongoing decline in definite benefit plans; US auto insurers’ return of nearly $13 billion in premiums; ongoing M&A in the health insurance market; the impact of IFRS 17; the burgeoning growth of India’s health insurance market; and impairment rates for both the L/A and P/C segments.
May 03, 2021 - 169 Pages       
Best's Journal - April 1, 2021 Edition
COVID-19 remains a dominant force in our lives, as our updated outlooks indicate.
April 01, 2021 - 147 Pages       
Best's Journal - March 15, 2021 Edition
Welcome to AM Best’s annual Review & Preview of the insurance industry, which reports on the US economy as well as the various segments of the US insurance industry—property/casualty, life/annuity, and health. COVID-19 has taken its toll over the past year, but the US insurers have for the most part weathered the storm quite well, as rating trends show. However, the industry face numerous challenge this year. Finally, we looked at the Bermudian and London markets, where insurers have been able to raise equity with relative ease.
March 15, 2021 - 100 Pages       
Best's Journal - March 1, 2021 Edition
This month, we revised our outlooks for the US title and the excess and surplus lines segments from Negative to Stable, and reported on potential catastrophe losses for Texas insurers owing to Winter Storm Uri, as well as the impact on D&O claims of stock market volatility surrounding GameStop and other stocks. We also commented on the effect of the US’s rejoining the Paris Agreement on (re)insurers; P&I insurers and commercial property insurers in the UK; EIOPA’s final advice for the EC’s review of its Solvency II regime; the resilient New Zealand life insurance market; measures by India’s finance ministry that will provide insurers greater flexibility to bolster solvency; potential long-term growth opportunities for Russia’s insurance industry; and the prospect of premium hikes of over 50% for auto policyholders in Argentina in 2020.
March 01, 2021 - 65 Pages       
Best's Journal - February 1, 2021
In this month’s issue, we updated our market segment outlook for Brazil’s reinsurance industry; looked at overall US health industry and the commercial health and long-term care segments, as well as the growing use of telehealth; discussed the impact of recent variable annuity reforms; analyzed insurers’ CLO holdings; and updated the net capital charge tables for ACIS and CIRT reinsurance transactions. We also looked at the impact of solvency regulations in China; embedded value in Japan’s life market; and Mexico's double listing in Taiwan and Luxembourg of a 50-year bond issue.
February 01, 2021 - 73 Pages       
Best's Journal - January 4, 2021 Edition
In December, we assigned two new outlooks, for commercial property and general liability, both at Negative.
January 04, 2021 - 81 Pages