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Best’s News & Research Service - December 17, 2007 11:12 AM (EST)

A.M. Best Affirms Ratings of Pioneer General Insurance Company

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OLDWICK, N.J. //BestWire// - A.M. Best Co. has affirmed the financial strength rating (FSR) of A- (Excellent) and the issuer credit rating (ICR) of “a-” of Pioneer General Insurance Company (Pioneer General) (Denver, CO). The outlook for both ratings is stable.

These rating actions follow the November acquisition of Pioneer General and its immediate parent company, Ponderosa Management Inc. by HCC Insurance Holdings, Inc. (HCC) (Houston, TX) [NYSE: HCC].

These rating actions also reflect Pioneer General’s solid capitalization, consistent production of strong operating results and its niche surety market expertise writing bail and civil bonds. These actions also take into consideration the fact that Pioneer General is now owned by HCC, a much larger, publicly traded insurance holding company. A.M. Best will monitor how Pioneer General and its business are integrated into the overall HCC organization over the near term.
For Best’s Ratings, an overview of the rating process and rating methodologies, please visit http://www.ambest.com/ratings.



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