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2026 Best's Rankings: French Carriers Dominate List of Europe's Top Mutual Insurers by 2024 GPW

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OLDWICK, N.J. //BestWire// - France-based insurer Société de Groupe d'Assurance Mutuelle Covéa topped AM Best's inaugural ranking of European mutual insurers, with the country dominating the top of the list, according to a Best's Rankings report.



Covéa had gross premiums written of $28.82 billion last year with capital and surplus of $22.32 billion, according to the data. No. 2 SGAM AG2R La Mondiale, also domiciled in France, had GPW of $15.19 billion, with a capital and surplus of $3.21 billion.

In all, French insurers comprised six of the top 10 European mutual insurers.

Germany's HUK-COBURG Haftpflicht-Unterstützungs-Kasse took third place with $12.66 billion in GPW and $8.31 billion in capital and surplus, according to the ranking.

Next was No. 4 Alecta Tjänstepension Ömsesidigt, of Sweden, which had GPW of $10.39 billion and a capital and surplus of $9.24 billion, according to the ranking. French insurer Mutuelle d'Assurance des Instituteurs de France was No. 5, with GPW of $8.72 billion and capital and surplus of $6.14 billion.

The three-page report ranks Europe's top 100 mutual insurers and details their country of domicile, 2024 gross premiums written and capital and surplus.

Subscribers can access the report and data here.

Learn more about Best’s News and Research Service.

(By Terrence Dopp, senior associate editor, Best’s Review: Terry.Dopp@ambest.com)


Capital And Surplus Premiums France Mutual Insurers Best's Rankings


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