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Best's News: US Auto Physical Damage Writers See 1.3% Direct Premiums Hike, Ranking Shows

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OLDWICK, N.J. //BestWire// - Most of the top 10 writers of U.S. property/casualty 2025 automobile physical damage direct premiums written retained their positions with little change while one top 10 writer saw a double-digit premium drop, according to a new Best's Rankings in this week's Best's News.



For the total U.S. P/C industry, auto physical damage DPW rose 1.3% to $177.40 billion in 2025.

Also in this week's Best's News:

— The top 100 writers saw DPW rise 1.6% to $172.07 billion. For the top 25 writers, DPW rose 1.4% to $149.50 billion.

Progressive Corp. became the largest private-passenger auto writer at the end of the first quarter, according to President and Chief Executive Officer Tricia Griffith.

— Allstate Corp.‘s chief executive officer said he’s concerned about large language models that can autonomously break out of containment and teach other AI agents how to do the same undetected — a risk he says the country needs to address.

"I think that's an issue that the country really needs to deal with," Chair, President and CEO Tom Wilson said during an earnings conference call.

AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry.

Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City.

(By Caroline Saucer, editor, BestWire: Caroline.Saucer@ambest.com)


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