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2026 Best’s Rankings: Individual Comprehensive Hospital/Medical Premiums Fall 40.2%

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OLDWICK, N.J. //BestWire// - United States accident and health premium contracts fell 40.2% for U.S. individual comprehensive hospital and medical insurers, according to a new Best’s Rankings report.



The sector’s premium contracts totaled $3.83 billion, and the top 25 carriers accounted for a vast majority of that total, the ranking showed.

UnitedHealth Life Cos. retained its leading position in this market, despite premium contracts declining 3.9% to $2.26 billion.

Further, No. 2 Aetna Life Group saw a 7.2% increase to $846.8 million, and No. 5 MetLife Life Insurance Cos. had an 8.6% increase to $78.9 million.

RGA Group, which ranked No. 3, saw premium contracts decline 1.7% to $264.6 million and No. 4 BCBS of Kansas Cos. had a 12.2% decline as premium contracts settled at $246.2 million.

Thrivent Financial for Lutherans saw premium contracts decline 84.7%, the steepest decline in premium contracts among the 35 insurers ranked.

The report includes information on premiums for accident and health contracts and the year-over-year percentage change.

Subscribers can access the report and data here.

Learn more about Best’s News and Research Service.

AM Best data sourced from Best’s Financial Suite, US.

(By Steve Hallo, senior associate editor, BestWire: Steve.Hallo@ambest.com)


Health Insurance Accident Insurance Health Insurers Premiums Best's Rankings


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