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AM Best Requests Comments on Proposed Revisions to ‘Life Settlement Securitization’ Criteria

  • September 08, 2026 09:53 AM (EDT)
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//BestWire// - AM Best is requesting comments from market participants in the insurance industry and other interested parties on a draft update to its criteria procedure, “Life Settlement Securitization,” which is available in the methodology section of AM Best’s website until Oct. 9, 2026.

The main proposed update to “Life Settlement Securitization” is the adoption of the 2015 Valuation Basic Tables for mortality rates. Other changes in the draft of the criteria include updates to certain adjustment factors, such as the Basic Adjustment Factor, Age-Based Adjustment Factor and Ratings Wear-Off Adjustment.

AM Best does not expect the revisions to “Life Settlement Securitization” to impact any published ratings.

The draft criteria procedure is available at https://web.ambest.com/ratings-services/rating-methodologies .

When submitting comments to the methodology in-box, commenters can select one of the following three options: Allow my comments to be made public and include my contact information; allow my comments to be made public but keep my contact information anonymous; or do not publish my comments (i.e., confidential). Written comments should be submitted no later than Oct. 9, 2026, by e-mail to one of the following email addresses based on your selection:

To allow your comment to be made public, including your contact information, please email Methodology.Public@ambest.com .

To allow your comment to be made public, but keep your contact information anonymous, please email Methodology.Anonymous@ambest.com .

To not publish your contact information or comments and keep all information confidential, please email Methodology.Private@ambest.com .



AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City.


Insurance-Linked Securities Rating Criteria Life Settlements Press Release A.M. Best Rating Services, Inc.


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