AM Best


Best’s Market Segment Report: AM Best Maintains Negative Outlook on Germany’s Life Insurance Segment


CONTACTS:

Dr Angela Yeo
Senior Director, Analytics
+31 20 808 1712
angela.yeo@ambest.com
Richard Banks
Director, Industry Research – EMEA
+44 20 7397 0322
richard.banks@ambest.com

Edem Kuenyehia
Director, Market Development & Communications
+44 20 7397 0280
edem.kuenyehia@ambest.com

FOR IMMEDIATE RELEASE

AMSTERDAM - JANUARY 21, 2025 09:10 AM (EST)
AM Best is maintaining its market segment outlook on Germany’s life insurance segment at negative.

In its new Best’s Market Segment Report, “Market Segment Outlook: Germany Life Insurance”, AM Best says the country’s weak and uncertain economic environment, as well as competition from other non-insurance savings products, is weighing on top-line growth. Furthermore, AM Best expects that the continued environment of interest rates above the three-, five- and 10-year averages will only gradually lead to more favourable conditions for life insurers.

On the other hand, the report cites some factors moderating these headwinds, including: the reversal of downward pressure on regulatory solvency positions, and life insurers’ continued transition to capital-light products.

To access a complimentary copy of this market segment report, please visit http://www3.ambest.com/bestweek/purchase.asp?record_code=350577.

AM Best is a global credit rating agency, news publisher and data analytics provider specialising in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City.