AM Best


AM Best Assigns Preliminary Credit Assessments to MIEC Mutual Risk Retention Group


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Steven DeLosa
Senior Financial Analyst
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steven.delosa@ambest.com

Vicky Riggs
Associate Director
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Christopher Sharkey
Associate Director, Public Relations
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Al Slavin
Senior Public Relations Specialist
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al.slavin@ambest.com

FOR IMMEDIATE RELEASE

OLDWICK - SEPTEMBER 12, 2025 04:06 PM (EDT)
AM Best has assigned Preliminary Credit Assessments (PCA) to MIEC Mutual Risk Retention Group (MIEC Mutual RRG) (Washington, DC), a new insurance vehicle managed by Medical Insurance Exchange of California (MIEC), with a Financial Strength Assessment of A- pca (Excellent) and a Long-Term Issuer Credit Assessment of “a-” pca (Excellent). The assigned outlook to the PCAs is stable.

The PCAs reflect MIEC Mutual RRG’s balance sheet strength, which AM Best assesses as strongest, as well as its adequate operating performance, limited business profile and appropriate enterprise risk management.

Concurrently, these PCA assignments follow the successful execution of a quota share reinsurance agreement with MIEC and the assignment of an “r” reinsurance affiliation code. MIEC’s PCAs have been extended to MIEC Mutual RRG due to the significant level of reinsurance support provided to MIEC Mutual RRG by MIEC. MIEC Mutual RRG provides liability coverage for health care professionals and organizations, including health care providers practicing alternative medicine, specifically the specialty of acupuncture. MIEC Mutual RRG was established on April 25, 2025, and was capitalized by MIEC, through a surplus note.

This press release relates to Preliminary Credit Assessments that have been published on AM Best’s website. For all assessment information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual assessments referenced in this release, please see AM Best’s Recent Rating Activity web page. For additional information regarding the use and limitations of Credit Rating and Assessment opinions, please view Guide to Best’s Credit Ratings. For information on the proper use of Best’s Credit Ratings (BCR), Best’s Performance Assessments (PA), Best’s Preliminary Credit Assessments (PCA) and AM Best press releases, please view Guide to Proper Use of Best’s Ratings & Assessments.

AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City.


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