AM Best Introduces Online Platform for Best's Capital Adequacy Ratio Model – P/C, US Product

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FOR IMMEDIATE RELEASE

OLDWICK - JUNE 26, 2026 05:07 PM (EDT)
AM Best has enhanced Best's Capital Adequacy Ratio (BCAR) Model – P/C, US by offering:

• An online platform with expanded functionality, a user-friendly interface and a concise layout


• Added capabilities:

o   Analysis options to incorporate stress scenarios into a record for Terrorism, Natural Catastrophe and/or Surety

o   Additional factors can be included in the base score for B5 Mortgage and Terrorism/Surety in B8 charges to required capital

“These enhancements are an important step in the evolution of the BCAR Model product, bringing new features and convenience in response to customers' requests,” said Adriana Franco, vice president of product strategy at AM Best.

Best's Capital Adequacy Ratio depicts the quantitative relationship between an insurer's balance sheet and its operating risks. The BCAR Model product lets you evaluate an insurer's capitalization and risk profile using a model consistent with the methodology used by AM Best analysts, capturing the combined impact of financial risks associated with adverse market conditions.

For more details, visit the product information page or contact Business Development at sales@ambest.com.