AM Best


A.M. Best Assigns Issue Credit Rating to Pacific Life Insurance Company’s Forthcoming Surplus Notes


CONTACTS:

Anthony McSwieney
Senior Financial Analyst
+1 908 439 2200, ext. 5715
anthony.mcswieney@ambest.com

William Pargeans
Director
+1 908 439 2200, ext. 5359
william.pargeans@ambest.com
Christopher Sharkey
Manager, Public Relations
+1 908 439 2200, ext. 5159
christopher.sharkey@ambest.com

Jim Peavy
Director, Public Relations
+1 908 439 2200, ext. 5644
james.peavy@ambest.com

FOR IMMEDIATE RELEASE

OLDWICK - OCTOBER 23, 2017 04:16 PM (EDT)
A.M. Best has assigned a Long-Term Issue Credit Rating of “a” to the $750 million 4.30% surplus notes due 2067 of Pacific Life Insurance Company (headquartered in Newport Beach, CA) that were recently announced by Pacific LifeCorp (Pacific Life). The outlook assigned to the Credit Rating (rating) is positive. Funding is expected to close on Oct. 24, 2017.

Pacific Life Insurance Company intends to use the proceeds from this $750 million offering for its previously announced tender offer of previously issued notes and general corporate purposes. This issuance does not have a material change to the company’s existing financial leverage profile, as the proceeds will be used for the purpose of redeeming existing higher cost debt. Interest coverage for Pacific life is considered good and is supportive of the rating level assigned to the company. Financial leverage also is in line with the rating level for the company, and the company is viewed as having a high level of financial flexibility.

This press release relates to Credit Ratings that have been published on A.M. Best’s website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see A.M. Best’s Recent Rating Activity web page. For additional information regarding the use and limitations of Credit Rating opinions, please view Understanding Best’s Credit Ratings. For information on the proper media use of Best’s Credit Ratings and A.M. Best press releases, please view Guide for Media - Proper Use of Best’s Credit Ratings and A.M. Best Rating Action Press Releases.

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AMB# Company Name
006885 Pacific Life Insurance Company
050800 Pacific LifeCorp