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Market Segment Report: Rated European Captives Continue to Demonstrate Stability in a Volatile Risk Landscape

MARKET SEGMENT REPORT | EUROPE

Market Segment Report: Rated European Captives Continue to Demonstrate Stability in a Volatile Risk Landscape

AM Best notes that the introduction of new regulations in certain countries to incentivise companies to form local captives or redomicile existing ones is starting to change the landscape of European captive domiciles.

 English |  Data

Nov 12, 2025 - 7 Pages

   


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Commentary: Expiring Subsidies May Result in Shrinking ACA Enrollment, Deteriorating Risk Pool
COMMENTARY | INSURANCE
Commentary: Expiring Subsidies May Result in Shrinking ACA Enrollment, Deteriorating Risk Pool  
ACA utilization patterns are becoming similar to Medicaid, with higher use of emergency room and behavioral health services.
English | Data
Nov 11, 2025 - 5 Pages

   


Market Segment Report: Market Segment Outlook: New Zealand Non-Life Insurance
MARKET SEGMENT REPORT | NEW ZEALAND
Market Segment Report: Market Segment Outlook: New Zealand Non-Life Insurance  
New Zealand’s non-life insurance outlook remains Stable, owing to improving economic conditions, increased insurance demand, and steady reinsurance pricing.
English
Nov 11, 2025 - 4 Pages

   


Market Segment Report: Reciprocal Insurance Exchanges Represent a Unique and Collaborative Structure
MARKET SEGMENT REPORT | PROPERTY AND CASUALTY INSURANCE
Market Segment Report: Reciprocal Insurance Exchanges Represent a Unique and Collaborative Structure  
A key advantage of reciprocal exchanges is the control subscribers exert over rates and strategy, directly aligning the interests of the insurer and the insured.
English | Data
Nov 10, 2025 - 11 Pages

   

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Market Segment Report: Market Segment Outlook: New Zealand Life Insurance
MARKET SEGMENT REPORT | NEW ZEALAND
Market Segment Report: Market Segment Outlook: New Zealand Life Insurance  
AM Best is maintaining a Stable outlook on the country’s life insurance segment.
English
Nov 10, 2025 - 4 Pages

   


Special Report: Fewer Life/Health Rating Changes in First Half 2025
SPECIAL REPORT | LIFE INSURERS
Special Report: Fewer Life/Health Rating Changes in First Half 2025  
Downgrades decreased for both life and health carriers relative to the same period last year, though the decline is more pronounced in the life segment.
English | Data | Video
Nov 03, 2025 - 8 Pages

   

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Best’s Credit Ratings

A Best’s Credit Rating is a forward-looking, independent, and objective opinion regarding an insurer’s, issuer’s, or financial obligation’s relative creditworthiness.

For more information on our methodologies, please visit the Best’s Credit Rating Methodology page.