Best's Review


Auto Insurers
At a Glance — Auto Insurance Initiatives

Best’s Review provides a look at auto manufacturers and steps they have taken to build their new insurance future.
  • October 2022


Insurance Relationship

BMW UK offers a suite of insurance products through BMW Insurance Solutions, a trading name of BMW Financial Services (GB) Ltd. Insurance policies are underwritten by a selected panel of insurers.

BMW 5 Day DriveAway Car Insurance is a comprehensive policy. Once activated, it covers the owner from the moment the new or approved used BMW is collected for five days.

BMW Flex Car Insurance is a fully comprehensive monthly subscription insurance policy. This insurance is underwritten by Highway Insurance Company Ltd.

BMW Shortfall Insurance, Tyre Damage Insurance, BMW Cosmetic Repair Insurance and BMW Contract Hire Shortfall Insurance are underwritten by Helvetia Swiss Insurance Co. in Liechtenstein Ltd.

BMW Group Australia offers BMW Premier Motor Insurance, which is provided by Allianz Australia Insurance Ltd.


Highway Insurance Company Ltd. AMB# 084154. Domicile: Bournemouth, United Kingdom. Ultimate Parent: Allianz SE. AMB # 085449.

Helvetia Swiss Insurance Co. in Liechtenstein Ltd.

Allianz Australia Insurance Limited. AMB# 077889. Domicile: Sydney, NSW, Australia. Ultimate Parent: Allianz SE. AMB# 085449.

Ford Motor Co.

Insurance Relationship

Ford Motor Credit Co., Ford's financial services company, manages the insurance products.

Ford Insure and Lincoln Motor Company Insure are offered through Ford Motor Credit Co.'s licensed insurance agency, the American Road Insurance Co., in the U.S. The insurance is underwritten by Nationwide.


American Road Insurance Co. AMB# 000152. Domicile: Dearborn, Michigan, USA. Ultimate Parent: Ford Motor Co. AMB# 050293.

Nationwide Mutual Insurance Co. AMB# 002358. Domicile: Columbus, Ohio, USA.

General Motors

Insurance Relationship

Insurance policies sold through OnStar Insurance Services are underwritten and issued by member companies and affiliates of Homesite Group Inc. In California, insurance policies are underwritten and issued by American Family Connect Property and Casualty Insurance and American Family Connect Insurance Co.


OnStar Insurance Services Inc. Domicile: Arizona, USA.

Homesite Group. AMB# 050090. Domicile: Delaware, USA. Ultimate Parent: American Family Insurance Mutual Holding Co. AMB# 046495.

American Family Connect Property and Casualty. AMB# 003563. Domicile: De Pere, Wisconsin, USA. Ultimate Parent: American Family Insurance Mutual Holding Co. AMB# 046495.

American Family Connect Insurance. AMB# 013104. Domicile: De Pere, Wisconsin, USA. Ultimate Parent: American Family Insurance Mutual Holding Co. AMB# 046495.


Insurance Relationship

Subaru drivers who switch to Liberty Mutual Subaru Advantage insurance could save money on their auto insurance. Its insurance is customized especially for Subarus. Coverage is provided and underwritten by Liberty Mutual Insurance Co.


Liberty Mutual Insurance Co. AMB# 002283. Domicile: Boston, Massachusetts, USA. Ultimate Parent: Liberty Mutual Holding Co. AMB# 051114.


Insurance Relationship

Tesla offers its own insurance product in 11 states, including 10 in which it makes use of its own real-time driver data. Tesla Insurance Holdings LLC, a subsidiary of Tesla Inc., closed on its acquisition of Balboa Insurance Co. from BA Insurance Group effective Jan. 21. Tesla first introduced its insurance offering in Texas, with Redpoint County Mutual Insurance Co. handling the company's underwriting.


Tesla General Insurance. AMB# 002068. Domicile: Phoenix, Arizona, USA. Ultimate Parent: Tesla Inc. AMB# 045238.


Insurance Relationship

Volkswagen Car Insurance is provided by UK Insurance Limited. Volkswagen Autoversicherung AG offers auto insurance in Germany as a primary insurer.


UK Insurance Limited. AMB# 087648. Domicile: Leeds, United Kingdom. Ultimate Parent: Direct Line Insurance Group plc. AMB# 055566.

Allianz SE. AMB# 085449. Domicile: München, Germany.

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