Best's Rankings
US Property/Casualty — 2021 Direct Premiums Written by Line — 2022 Edition
Insurers were ranked by 2021 direct premiums written by line.
($ Thousands)
Business Line |
Direct
Premiums Written |
% of Total |
% Chg |
Adjusted
Loss Ratio |
Leading Writer |
AMB # |
%
Market
Share |
% of
Writer
Total
DPW |
Second
Leading Writer |
AMB # |
%
Market
Share |
% of
Writer’s
Total
DPW |
2021 |
2020 |
Private Passenger Auto Liability |
$152,917,433 |
19.2 |
3.2 |
66.0 |
57.9 |
State Farm Group |
000088 |
15.6 |
33.9 |
Progressive Ins Group |
000780 |
14.9 |
47.1 |
No-Fault |
16,352,865 |
2.0 |
-0.3 |
71.2 |
59.7 |
Berkshire Hathaway Ins |
000811 |
18.9 |
6.0 |
Progressive Ins Group |
000780 |
17.5 |
5.9 |
Other Liability |
136,564,568 |
17.1 |
3.6 |
65.3 |
57.7 |
State Farm Group |
000088 |
15.6 |
30.3 |
Progressive Ins Group |
000780 |
14.6 |
41.2 |
Homeowners Multiple Peril |
119,742,721 |
15.0 |
8.3 |
69.1 |
66.8 |
State Farm Group |
000088 |
18.4 |
31.4 |
Allstate Ins Group |
000008 |
8.8 |
25.4 |
Private Passenger Auto Physical Damage |
108,690,758 |
13.6 |
6.6 |
72.0 |
56.0 |
State Farm Group |
000088 |
16.4 |
25.4 |
Berkshire Hathaway Ins |
000811 |
13.8 |
29.2 |
Other Liability |
107,122,749 |
13.4 |
21.4 |
59.1 |
63.4 |
Chubb INA Group |
018498 |
7.7 |
30.3 |
Liberty Mutual Ins Cos |
000060 |
4.6 |
11.8 |
Occurrence |
64,074,312 |
8.0 |
16.2 |
61.5 |
66.4 |
Assurant P&C Group |
018523 |
7.4 |
52.8 |
Chubb INA Group |
018498 |
7.3 |
17.2 |
Claims-Made |
41,734,819 |
5.2 |
31.3 |
55.7 |
57.8 |
XL Reins America Group |
018557 |
8.5 |
45.5 |
Chubb INA Group |
018498 |
8.2 |
12.6 |
Excess Workers' Compensation |
1,313,619 |
0.2 |
2.0 |
41.6 |
63.3 |
Tokio Marine US PC Group |
018733 |
45.0 |
5.7 |
W. R. Berkley Ins Group |
018252 |
16.6 |
2.6 |
Workers' Compensation |
52,247,198 |
6.5 |
2.1 |
51.1 |
48.9 |
Travelers Group |
018674 |
6.8 |
11.5 |
Hartford Ins Group |
000048 |
6.3 |
24.3 |
Commercial Multiple Peril |
49,969,114 |
6.3 |
7.4 |
60.2 |
61.2 |
Travelers Group |
018674 |
8.0 |
12.9 |
Chubb INA Group |
018498 |
5.5 |
10.2 |
Non-Liability |
32,640,691 |
4.1 |
7.4 |
66.1 |
66.5 |
Travelers Group |
018674 |
7.6 |
8.0 |
Chubb INA Group |
018498 |
7.0 |
8.5 |
Liability |
17,328,423 |
2.2 |
7.5 |
49.1 |
51.6 |
Travelers Group |
018674 |
8.6 |
4.8 |
Tokio Marine US PC Group |
018733 |
6.4 |
10.8 |
Commercial Auto Liability |
41,555,836 |
5.2 |
18.5 |
66.4 |
68.3 |
Progressive Ins Group |
000780 |
16.6 |
14.2 |
Travelers Group |
018674 |
5.6 |
7.5 |
No-Fault |
833,541 |
0.1 |
-0.3 |
57.9 |
55.2 |
Progressive Ins Group |
000780 |
15.5 |
0.3 |
Amer Transit Ins Co |
004660 |
8.3 |
27.3 |
Other Liability |
40,722,295 |
5.1 |
18.9 |
66.6 |
68.6 |
Progressive Ins Group |
000780 |
16.6 |
14.0 |
Travelers Group |
018674 |
5.6 |
7.4 |
Inland Marine |
29,817,684 |
3.7 |
14.9 |
49.4 |
63.8 |
Liberty Mutual Ins Cos |
000060 |
13.7 |
9.8 |
CNA Ins Cos |
018313 |
12.2 |
28.9 |
Fire |
18,961,520 |
2.4 |
12.9 |
66.4 |
61.0 |
FM Global Group |
018502 |
6.4 |
21.6 |
Amer Intl Group |
018540 |
5.4 |
6.9 |
Allied |
18,604,590 |
2.3 |
12.0 |
77.0 |
82.7 |
FM Global Group |
018502 |
11.5 |
38.2 |
Travelers Group |
018674 |
5.0 |
3.0 |
Mult Peril Crop |
14,888,373 |
1.9 |
37.5 |
75.8 |
91.2 |
Chubb INA Group |
018498 |
17.7 |
9.7 |
QBE North America Ins Group |
005658 |
16.9 |
39.9 |
Comm Auto Phys Damage |
12,402,172 |
1.6 |
12.9 |
56.3 |
50.9 |
Progressive Ins Group |
000780 |
14.4 |
3.7 |
Travelers Group |
018674 |
5.3 |
2.1 |
Medical Professional Liability |
11,214,989 |
1.4 |
10.0 |
55.2 |
57.5 |
Berkshire Hathaway Ins |
000811 |
17.3 |
3.8 |
Doctors Co Ins Group |
018083 |
9.5 |
84.2 |
Surety |
7,437,757 |
0.9 |
7.3 |
17.6 |
22.9 |
Liberty Mutual Ins Cos |
000060 |
12.7 |
2.3 |
Travelers Group |
018674 |
12.7 |
3.0 |
Mortgage Guaranty |
5,715,827 |
0.7 |
-0.5 |
5.4 |
35.7 |
Mortgage Guar Group |
003014 |
19.6 |
100.0 |
Arch Ins Group |
018484 |
19.5 |
21.0 |
Group Accident & Health |
4,988,456 |
0.6 |
5.5 |
61.3 |
66.9 |
Fairfax Financial (USA) Group |
003116 |
14.5 |
7.6 |
Chubb INA Group |
018498 |
9.9 |
1.8 |
Farmowners Multiple Peril |
4,979,525 |
0.6 |
5.1 |
64.8 |
69.1 |
Nationwide Group |
005987 |
11.4 |
2.9 |
Farm Bureau P&C Group |
004233 |
7.5 |
21.9 |
Earthquake |
4,776,898 |
0.6 |
11.4 |
2.3 |
8.3 |
CA Earthquake Authority |
012534 |
18.9 |
100.0 |
FM Global Group |
018502 |
12.1 |
10.3 |
Ocean Marine |
4,653,057 |
0.6 |
11.5 |
52.5 |
55.0 |
Amer Intl Group |
018540 |
15.0 |
4.7 |
Berkshire Hathaway Ins |
000811 |
7.8 |
0.7 |
Product Liability |
4,428,399 |
0.6 |
4.3 |
52.5 |
47.5 |
Chubb INA Group |
018498 |
10.9 |
1.8 |
Allianz US PC Ins Companies |
018429 |
5.7 |
4.5 |
Warranty |
4,085,119 |
0.5 |
20.1 |
55.3 |
56.4 |
AmTrust Group |
018533 |
22.4 |
16.5 |
Courtesy Ins Co |
010863 |
14.3 |
83.1 |
Federal Flood |
3,149,567 |
0.4 |
3.4 |
47.7 |
26.1 |
Wright National Flood Insurance Company |
012582 |
23.7 |
99.7 |
Assurant P&C Group |
018523 |
16.7 |
5.9 |
Aircraft |
2,530,477 |
0.3 |
14.5 |
53.1 |
59.9 |
Starr Intl Group |
018756 |
17.3 |
9.6 |
Amer Intl Group |
018540 |
12.1 |
2.1 |
Credit |
2,510,136 |
0.3 |
7.9 |
26.4 |
57.0 |
Allianz US PC Ins Companies |
018429 |
15.7 |
7.1 |
Great Amer P & C Ins Group |
004835 |
12.2 |
4.0 |
Boiler and Machinery |
2,392,002 |
0.3 |
10.8 |
36.1 |
55.0 |
FM Global Group |
018502 |
34.6 |
14.8 |
Travelers Group |
018674 |
6.9 |
0.5 |
Other Accident & Health |
2,370,750 |
0.3 |
1.6 |
77.2 |
85.5 |
State Farm Group |
000088 |
31.5 |
1.1 |
CNA Ins Cos |
018313 |
10.4 |
2.0 |
Fidelity |
1,421,933 |
0.2 |
7.2 |
28.5 |
42.9 |
Chubb INA Group |
018498 |
17.0 |
0.9 |
Travelers Group |
018674 |
16.1 |
0.7 |
Private Crop |
1,267,688 |
0.2 |
13.6 |
88.6 |
126.7 |
Zurich Ins US PC Group |
018549 |
20.8 |
1.8 |
Sompo Hldgs US Group |
018878 |
15.5 |
3.0 |
Private Flood |
1,050,352 |
0.1 |
42.9 |
43.3 |
62.0 |
Zurich Ins US PC Group |
018549 |
16.1 |
1.1 |
Amer Intl Group |
018540 |
14.9 |
1.1 |
Burglary and Theft |
487,824 |
0.1 |
7.3 |
51.0 |
69.6 |
Zurich Ins US PC Group |
018549 |
16.0 |
0.5 |
Travelers Group |
018674 |
14.4 |
0.2 |
Financial Guaranty |
398,015 |
0.0 |
-16.5 |
-91.8 |
89.8 |
Assured Guar Group |
004017 |
73.5 |
100.0 |
Build America Mutual Assur Co |
014981 |
12.9 |
100.0 |
International |
52,649 |
0.0 |
14.2 |
2.0 |
-0.5 |
Chubb INA Group |
018498 |
70.1 |
0.1 |
IAT Ins Group |
018567 |
26.5 |
0.8 |
Aggregate Write-ins |
1,324,212 |
0.2 |
-5.6 |
67.8 |
70.1 |
XL Reins America Group |
018557 |
30.2 |
5.1 |
Arag Ins Co |
010790 |
9.8 |
100.0 |
Total P/C Industry |
798,155,779 |
100.0 |
9.5 |
62.6 |
61.2 |
State Farm Group |
000088 |
8.8 |
100.0 |
Berkshire Hathaway Ins |
000811 |
6.5 |
100.0 |
Note: Data for some companies in this report has been received from the NAIC.
Reflects Grand Total (includes Canada and U.S. Territories)
Source:
— State/Line (P/C Lines) - P/C, US; data as of June 9, 2022