Best's Review

AM BEST'S MONTHLY INSURANCE MAGAZINE



Best's Rankings
US Property/Casualty — 2021 Direct Premiums Written by Line — 2022 Edition

Insurers were ranked by 2021 direct premiums written by line.
  • August 2022

($ Thousands)

Business Line Direct
Premiums Written
% of Total % Chg Adjusted
Loss Ratio
Leading Writer AMB # %
Market
Share
% of
Writer
Total
DPW
Second Leading Writer AMB # %
Market
Share
% of
Writer’s
Total
DPW
2021 2020
Private Passenger Auto Liability $152,917,433 19.2 3.2 66.0 57.9 State Farm Group 000088 15.6 33.9 Progressive Ins Group 000780 14.9 47.1
    No-Fault 16,352,865 2.0 -0.3 71.2 59.7 Berkshire Hathaway Ins 000811 18.9 6.0 Progressive Ins Group 000780 17.5 5.9
    Other Liability 136,564,568 17.1 3.6 65.3 57.7 State Farm Group 000088 15.6 30.3 Progressive Ins Group 000780 14.6 41.2
Homeowners Multiple Peril 119,742,721 15.0 8.3 69.1 66.8 State Farm Group 000088 18.4 31.4 Allstate Ins Group 000008 8.8 25.4
Private Passenger Auto Physical Damage 108,690,758 13.6 6.6 72.0 56.0 State Farm Group 000088 16.4 25.4 Berkshire Hathaway Ins 000811 13.8 29.2
Other Liability 107,122,749 13.4 21.4 59.1 63.4 Chubb INA Group 018498 7.7 30.3 Liberty Mutual Ins Cos 000060 4.6 11.8
    Occurrence 64,074,312 8.0 16.2 61.5 66.4 Assurant P&C Group 018523 7.4 52.8 Chubb INA Group 018498 7.3 17.2
    Claims-Made 41,734,819 5.2 31.3 55.7 57.8 XL Reins America Group 018557 8.5 45.5 Chubb INA Group 018498 8.2 12.6
    Excess Workers' Compensation 1,313,619 0.2 2.0 41.6 63.3 Tokio Marine US PC Group 018733 45.0 5.7 W. R. Berkley Ins Group 018252 16.6 2.6
Workers' Compensation 52,247,198 6.5 2.1 51.1 48.9 Travelers Group 018674 6.8 11.5 Hartford Ins Group 000048 6.3 24.3
Commercial Multiple Peril 49,969,114 6.3 7.4 60.2 61.2 Travelers Group 018674 8.0 12.9 Chubb INA Group 018498 5.5 10.2
    Non-Liability 32,640,691 4.1 7.4 66.1 66.5 Travelers Group 018674 7.6 8.0 Chubb INA Group 018498 7.0 8.5
    Liability 17,328,423 2.2 7.5 49.1 51.6 Travelers Group 018674 8.6 4.8 Tokio Marine US PC Group 018733 6.4 10.8
Commercial Auto Liability 41,555,836 5.2 18.5 66.4 68.3 Progressive Ins Group 000780 16.6 14.2 Travelers Group 018674 5.6 7.5
    No-Fault 833,541 0.1 -0.3 57.9 55.2 Progressive Ins Group 000780 15.5 0.3 Amer Transit Ins Co 004660 8.3 27.3
    Other Liability 40,722,295 5.1 18.9 66.6 68.6 Progressive Ins Group 000780 16.6 14.0 Travelers Group 018674 5.6 7.4
Inland Marine 29,817,684 3.7 14.9 49.4 63.8 Liberty Mutual Ins Cos 000060 13.7 9.8 CNA Ins Cos 018313 12.2 28.9
Fire 18,961,520 2.4 12.9 66.4 61.0 FM Global Group 018502 6.4 21.6 Amer Intl Group 018540 5.4 6.9
Allied 18,604,590 2.3 12.0 77.0 82.7 FM Global Group 018502 11.5 38.2 Travelers Group 018674 5.0 3.0
Mult Peril Crop 14,888,373 1.9 37.5 75.8 91.2 Chubb INA Group 018498 17.7 9.7 QBE North America Ins Group 005658 16.9 39.9
Comm Auto Phys Damage 12,402,172 1.6 12.9 56.3 50.9 Progressive Ins Group 000780 14.4 3.7 Travelers Group 018674 5.3 2.1
Medical Professional Liability 11,214,989 1.4 10.0 55.2 57.5 Berkshire Hathaway Ins 000811 17.3 3.8 Doctors Co Ins Group 018083 9.5 84.2
Surety 7,437,757 0.9 7.3 17.6 22.9 Liberty Mutual Ins Cos 000060 12.7 2.3 Travelers Group 018674 12.7 3.0
Mortgage Guaranty 5,715,827 0.7 -0.5 5.4 35.7 Mortgage Guar Group 003014 19.6 100.0 Arch Ins Group 018484 19.5 21.0
Group Accident & Health 4,988,456 0.6 5.5 61.3 66.9 Fairfax Financial (USA) Group 003116 14.5 7.6 Chubb INA Group 018498 9.9 1.8
Farmowners Multiple Peril 4,979,525 0.6 5.1 64.8 69.1 Nationwide Group 005987 11.4 2.9 Farm Bureau P&C Group 004233 7.5 21.9
Earthquake 4,776,898 0.6 11.4 2.3 8.3 CA Earthquake Authority 012534 18.9 100.0 FM Global Group 018502 12.1 10.3
Ocean Marine 4,653,057 0.6 11.5 52.5 55.0 Amer Intl Group 018540 15.0 4.7 Berkshire Hathaway Ins 000811 7.8 0.7
Product Liability 4,428,399 0.6 4.3 52.5 47.5 Chubb INA Group 018498 10.9 1.8 Allianz US PC Ins Companies 018429 5.7 4.5
Warranty 4,085,119 0.5 20.1 55.3 56.4 AmTrust Group 018533 22.4 16.5 Courtesy Ins Co 010863 14.3 83.1
Federal Flood 3,149,567 0.4 3.4 47.7 26.1 Wright National Flood Insurance Company 012582 23.7 99.7 Assurant P&C Group 018523 16.7 5.9
Aircraft 2,530,477 0.3 14.5 53.1 59.9 Starr Intl Group 018756 17.3 9.6 Amer Intl Group 018540 12.1 2.1
Credit 2,510,136 0.3 7.9 26.4 57.0 Allianz US PC Ins Companies 018429 15.7 7.1 Great Amer P & C Ins Group 004835 12.2 4.0
Boiler and Machinery 2,392,002 0.3 10.8 36.1 55.0 FM Global Group 018502 34.6 14.8 Travelers Group 018674 6.9 0.5
Other Accident & Health 2,370,750 0.3 1.6 77.2 85.5 State Farm Group 000088 31.5 1.1 CNA Ins Cos 018313 10.4 2.0
Fidelity 1,421,933 0.2 7.2 28.5 42.9 Chubb INA Group 018498 17.0 0.9 Travelers Group 018674 16.1 0.7
Private Crop 1,267,688 0.2 13.6 88.6 126.7 Zurich Ins US PC Group 018549 20.8 1.8 Sompo Hldgs US Group 018878 15.5 3.0
Private Flood 1,050,352 0.1 42.9 43.3 62.0 Zurich Ins US PC Group 018549 16.1 1.1 Amer Intl Group 018540 14.9 1.1
Burglary and Theft 487,824 0.1 7.3 51.0 69.6 Zurich Ins US PC Group 018549 16.0 0.5 Travelers Group 018674 14.4 0.2
Financial Guaranty 398,015 0.0 -16.5 -91.8 89.8 Assured Guar Group 004017 73.5 100.0 Build America Mutual Assur Co 014981 12.9 100.0
International 52,649 0.0 14.2 2.0 -0.5 Chubb INA Group 018498 70.1 0.1 IAT Ins Group 018567 26.5 0.8
Aggregate Write-ins 1,324,212 0.2 -5.6 67.8 70.1 XL Reins America Group 018557 30.2 5.1 Arag Ins Co 010790 9.8 100.0
Total P/C Industry 798,155,779 100.0 9.5 62.6 61.2 State Farm Group 000088 8.8 100.0 Berkshire Hathaway Ins 000811 6.5 100.0

Note: Data for some companies in this report has been received from the NAIC.

Reflects Grand Total (includes Canada and U.S. Territories)

Source: BestLink logo — State/Line (P/C Lines) - P/C, US; data as of June 9, 2022



Want More News From Best's Review?

Sign up for our Best's Review Newsletter and we'll send you featured news stories straight to your inbox.

Subscribe

Back to Home