Best's Rankings
US Commercial Multi Peril — 2021 Direct Premiums Written — 2022 Edition
Insurers were ranked by 2021 direct premiums written.
($ Thousands)
2021
Rank |
2020
Rank |
Company/Group |
AMB# |
2021
Direct
Premiums
Written |
%
Change in
Premiums |
Market Share (%) |
Adjusted Loss Ratios |
% of
Company
Premiums |
| 2021 |
2020 |
2019 |
2021 |
2020 |
2019 |
| 1 |
1 |
Travelers Group |
018674 |
$3,980,072 |
5.8 |
8.0 |
8.1 |
8.3 |
51.0 |
50.0 |
50.5 |
12.9 |
| 2 |
3 |
Chubb INA Group |
018498 |
2,769,209 |
13.1 |
5.5 |
5.3 |
5.2 |
61.8 |
74.2 |
61.0 |
10.2 |
| 3 |
2 |
Liberty Mutual Ins Cos |
000060 |
2,696,190 |
0.3 |
5.4 |
5.8 |
6.0 |
50.8 |
63.6 |
46.3 |
6.5 |
| 4 |
4 |
Nationwide Group |
005987 |
2,585,397 |
7.3 |
5.2 |
5.2 |
5.4 |
69.1 |
75.5 |
54.9 |
13.3 |
| 5 |
5 |
Hartford Ins Group |
000048 |
2,382,394 |
10.5 |
4.8 |
4.6 |
4.7 |
49.6 |
52.2 |
52.2 |
17.6 |
| 6 |
6 |
Tokio Marine US PC Group |
018733 |
2,137,281 |
5.4 |
4.3 |
4.4 |
4.6 |
57.1 |
55.4 |
58.6 |
20.8 |
| 7 |
7 |
State Farm Group |
000088 |
1,839,326 |
8.3 |
3.7 |
3.7 |
3.7 |
92.4 |
72.5 |
58.0 |
2.6 |
| 8 |
8 |
Farmers Ins Group |
000032 |
1,660,407 |
4.3 |
3.3 |
3.4 |
3.5 |
61.1 |
60.8 |
49.6 |
6.6 |
| 9 |
9 |
Auto-Owners Ins Group |
004354 |
1,520,702 |
13.2 |
3.0 |
2.9 |
2.8 |
56.0 |
60.6 |
53.6 |
15.3 |
| 10 |
10 |
Cincinnati Ins Cos |
004294 |
1,350,109 |
2.1 |
2.7 |
2.8 |
2.8 |
39.9 |
63.6 |
61.6 |
22.5 |
| 11 |
11 |
CNA Ins Cos |
018313 |
1,288,715 |
5.1 |
2.6 |
2.6 |
2.5 |
53.0 |
66.2 |
46.5 |
10.2 |
| 12 |
12 |
Hanover Ins Group Prop & Cas Cos |
004861 |
1,228,680 |
5.6 |
2.5 |
2.5 |
2.6 |
59.1 |
54.5 |
47.2 |
22.6 |
| 13 |
13 |
Erie Ins Group |
004283 |
1,076,112 |
7.8 |
2.2 |
2.2 |
2.2 |
50.5 |
42.4 |
51.6 |
13.7 |
| 14 |
14 |
Allstate Ins Group |
000008 |
958,709 |
0.5 |
1.9 |
2.1 |
2.1 |
55.2 |
44.5 |
46.3 |
2.3 |
| 15 |
15 |
Amer Intl Group |
018540 |
891,206 |
8.3 |
1.8 |
1.8 |
1.5 |
71.4 |
57.9 |
79.6 |
6.0 |
| 16 |
18 |
Amer Family Ins Group |
000124 |
843,765 |
12.5 |
1.7 |
1.6 |
1.7 |
77.2 |
74.7 |
79.8 |
6.7 |
| 17 |
17 |
Berkshire Hathaway Ins |
000811 |
822,696 |
8.4 |
1.7 |
1.6 |
1.5 |
81.0 |
73.5 |
68.8 |
1.6 |
| 18 |
16 |
W. R. Berkley Ins Group |
018252 |
818,029 |
4.7 |
1.6 |
1.7 |
1.7 |
63.2 |
54.6 |
48.6 |
9.9 |
| 19 |
21 |
Greater NY Group |
003326 |
710,267 |
16.0 |
1.4 |
1.3 |
1.1 |
71.0 |
48.5 |
49.5 |
95.6 |
| 20 |
19 |
Zurich Ins US PC Group |
018549 |
690,339 |
-0.1 |
1.4 |
1.5 |
1.4 |
72.3 |
73.0 |
73.4 |
4.6 |
| 21 |
22 |
Church Mutual Ins Group |
018887 |
648,196 |
8.2 |
1.3 |
1.3 |
1.2 |
67.9 |
80.7 |
65.7 |
58.1 |
| 22 |
23 |
AmTrust Group |
018533 |
631,152 |
19.8 |
1.3 |
1.1 |
1.1 |
73.0 |
63.7 |
62.7 |
11.4 |
| 23 |
24 |
Markel Corp Group |
018468 |
611,658 |
18.0 |
1.2 |
1.1 |
1.8 |
110.8 |
80.9 |
68.2 |
8.2 |
| 24 |
25 |
Fairfax Financial (USA) Group |
003116 |
515,386 |
9.7 |
1.0 |
1.0 |
1.0 |
55.6 |
64.4 |
53.8 |
5.4 |
| 25 |
26 |
Brotherhood Mutual Ins Co |
000221 |
502,870 |
12.4 |
1.0 |
1.0 |
0.9 |
81.2 |
74.6 |
64.3 |
78.1 |
|
|
Top 25 Writers |
|
$35,158,867 |
6.5 |
70.4 |
71.0 |
72.0 |
61.4 |
61.5 |
55.6 |
7.8 |
|
|
Total U.S. P/C Industry |
|
$49,969,114 |
7.4 |
100.0 |
100.0 |
100.0 |
60.1 |
61.2 |
55.6 |
6.3 |
Reflects Grand Total (includes Canada and U.S. Territories).
Source: 
— State/Line (P/C Lines) - P/C, US; data as of June 9, 2022
