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US Homeowners Multiple Peril — 2021 Direct Premiums Written — 2022 Edition

Insurers were ranked by 2021 direct premiums written.
  • August 2022

($ Thousands)

2021
Rank
2020
Rank
Company/Group AMB# 2021
Direct
Premiums
Written
%
Change in
Premiums
Market Share (%) Adjusted Loss Ratios % of
Company
Premiums
2021 2020 2019 2021 2020 2019
1 1 State Farm Group 000088 $22,046,155 11.8 18.4 17.8 17.9 68.7 71.5 58.8 31.4
2 2 Allstate Ins Group 000008 10,500,630 7.4 8.8 8.8 9.2 73.4 54.9 51.9 25.4
3 3 Liberty Mutual Ins Cos 000060 8,382,682 10.2 7.0 6.9 6.9 68.0 60.7 51.9 20.2
4 4 USAA Group 004080 7,988,445 8.5 6.7 6.7 6.6 76.8 69.2 68.4 31.6
5 5 Farmers Ins Group 000032 7,608,035 6.4 6.4 6.5 6.8 71.0 71.7 40.9 30.4
6 6 Travelers Group 018674 5,557,121 14.2 4.6 4.4 4.1 65.9 60.5 55.8 18.0
7 7 Amer Family Ins Group 000124 5,001,632 12.6 4.2 4.0 3.9 62.4 62.3 61.8 39.8
8 8 Nationwide Group 005987 3,522,394 5.3 2.9 3.0 3.1 72.5 75.4 57.5 18.1
9 9 Chubb INA Group 018498 3,210,874 3.1 2.7 2.8 2.9 61.2 56.4 62.5 11.8
10 10 Progressive Ins Group 000780 2,217,188 16.9 1.9 1.7 1.6 77.3 77.2 67.0 4.6
11 12 Erie Ins Group 004283 1,956,184 8.1 1.6 1.6 1.7 63.9 62.2 68.5 24.9
12 11 Auto-Owners Ins Group 004354 1,915,941 4.7 1.6 1.7 1.7 61.1 62.5 56.2 19.3
13 13 Universal Ins Hldgs Group 018752 1,582,352 10.5 1.3 1.3 1.2 66.6 67.2 82.3 94.7
14 24 Citizens Property Ins Corporation 011712 1,260,866 68.1 1.1 0.7 0.5 44.4 48.1 73.8 69.5
15 14 Amer Intl Group 018540 1,068,007 -3.8 0.9 1.0 1.1 -13.5 48.0 86.3 7.2
16 21 Tokio Marine US PC Group 018733 1,057,312 26.9 0.9 0.8 0.7 76.0 57.9 67.7 10.3
17 15 CSAA Ins Group 018460 1,053,685 7.4 0.9 0.9 0.9 61.1 77.8 25.1 25.1
18 16 Amica Mutual Group 018522 964,274 1.6 0.8 0.9 0.9 73.5 63.0 57.3 42.4
19 19 Heritage Ins Hldgs Group 018891 915,520 1.5 0.8 0.8 0.8 57.7 53.7 63.6 78.1
20 18 Hartford Ins Group 000048 909,829 -1.8 0.8 0.8 0.9 46.6 10.3 44.0 6.7
21 20 Auto Club Enterprises Ins Group 018515 890,840 4.2 0.7 0.8 0.8 64.2 42.0 52.4 19.1
22 17 United Ins Group 018881 814,525 -12.9 0.7 0.9 0.8 109.0 84.2 67.1 60.7
23 28 Mercury Gen Group 004524 810,343 20.3 0.7 0.6 0.6 61.4 62.6 53.3 20.9
24 23 Assurant P&C Group 018523 809,285 7.3 0.7 0.7 0.7 44.7 49.9 38.6 9.0
25 22 COUNTRY Financial PC Group 000302 792,212 5.0 0.7 0.7 0.7 59.7 79.9 65.2 28.4
Top 25 Writers $92,836,331 9.4 77.5 76.8 77.0 67.7 64.8 57.0 21.5
Total U.S. P/C Industry $119,742,721 8.3 100.0 100.0 100.0 69.1 66.8 58.5 15.0

Reflects Grand Total (includes Canada and U.S. Territories).

Source: BestLink logo — State/Line (P/C Lines) - P/C, US; data as of June 9, 2022



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